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*Highest and best offers due by Tuesday 3/10 @ 5 PM* Welcome to 608 Echo Lake Rd in Watertown! Set on an exceptionally sized 4 acre level lot, this property offers tons of space, privacy, and opportunity. The expansive, usable lot is the true standout in a highly accessible location where land is hard to come by! Originally a classic Cape, the home was thoughtfully expanded in 2001, extending the footprint to include a first-floor bedroom with a full en-suite bathroom featuring main floor laundry-ideal for guests or multigenerational living. The addition also offers a stove heated four-season sunroom just off the kitchen, creating a bright, inviting space that leads directly to the deck and backyard. Inside, you'll find a functional layout with generous living space throughout, highlighted by beautiful hardwood floors in the main living areas and luxury vinyl plank flooring in the kitchen/dining combination space. A screened-in front porch & rear deck provide the perfect spots to relax and unwind. Upstairs features an oversized primary bedroom with potential to add a future en-suite bath, along with two additional bedrooms & a full bathroom. The fully floored, insulated attic & partial basement provide exceptional storage and future possibilities. With its level acreage & flexible floor plan, this property presents a rare opportunity to enjoy country-style living with room to grow. *Photos have been digitally altered to remove personal property* Watertown is one of Litchfield County's most desirable communities, offering the perfect blend of small-town charm and everyday convenience. Known for its scenic rolling hills, lakes, and preserved open space, the town provides a peaceful residential setting while remaining highly accessible to major routes for commuting. Residents enjoy close proximity to shopping, dining, and essential services, along with easy access to nearby Waterbury, Middlebury, Southbury, and the greater Hartford and New Haven areas, as well as quick access to New York City (2 hours by car or train). Watertown is home to strong community pride, local events, and recreational opportunities throughout the year. Outdoor enthusiasts appreciate nearby parks, walking trails, golf courses, and Echo Lake, while families benefit from a well-regarded public school system and a supportive community atmosphere. The town also offers a vibrant mix of local businesses, farm stands, and seasonal markets that add to its New England character. With its balance of rural beauty and suburban accessibility, Watertown continues to attract buyers seeking space, privacy, and long-term value while staying connected to modern conveniences. This property's rare 4-acre level lot further enhances the appeal, offering a unique opportunity to enjoy all the benefits this sought-after town has to offer. *Photos have been digitally altered to remove personal property for marketing purposes*
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 11.0 x 14.5 | Upper | |
| Bedroom 2 | 11.0 x 9.0 | Upper | |
| Bedroom 3 | 11.0 x 18.0 | Main | |
| Dining Room | Vinyl Floor | 11.0 x 8.0 | Main |
| Family Room | Hardwood Floor | 11.0 x 19.0 | Main |
| Full Bath | 6.0 x 8.0 | Upper | |
| Full Bath | 11.0 x 7.0 | Main | |
| Kitchen | Vinyl Floor | 11.0 x 14.0 | Main |
| Living Room | Hardwood Floor | 11.0 x 17.0 | Main |
| Primary Bedroom | 23.0 x 22.0 | Upper | |
| Sun Room | Wood Stove,Wall/Wall Carpet | 10.0 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $179,920 | $179,920 | $179,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $479 | $479 | $479 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,064 | $1,122 | $1,470 |
| Total Monthly Payment | $1,618 | $1,676 | $2,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.