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Presented by
Kelly S Ryan |
PRICE REDUCED BY 25K, PLUS SELLER'S CONCESSION 10K. This beautifully renovated home checks all the boxes! With no HOA and no flood insurance required, this is truly a rare find that offers both flexibility and peace of mind. Perfect for a family, seasonal (snowbird) living, or as an investment property, this home is just minutes from the Tampa Zoo, downtown Tampa, major highways, Tampa International Airport, and the Gulf beaches, placing everything you need within easy reach. Step inside to find 3 bedrooms, 2 fully updated bathrooms and a recently remodeled interior designed for comfortable, low-maintenance living. At the heart of the home is a welcoming, open-concept kitchen that seamlessly flows into the living area and extends toward the outdoor patio, perfect for entertaining guests or enjoying everyday family life. This layout creates a bright and connected space that truly feels like home. Enjoy Florida living at its best with a large patio, ideal for relaxing or entertaining and a wide side entrance offering plenty of extra space for boat or RV parking. The property also features a concrete pad ready for future expansion, perfect for a guest house or rental unit for additional income, or extra storage/outdoor workspace. Major upgrades include: New Roof, New AC System, New Water Heater, New Electrical Panel and New Fence. Whether you're looking for your first home, a winter retreat, or a smart income-producing property, this home checks all the boxes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
Sales Associate
William Raveis Real Estate
Phone: 203.605.3882
KellyS.Ryan@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 970.390.2521
John.Kirkutis@raveis.com
NMLS Mortgage Loan Originator ID 1424716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $336,000 | $336,000 | $336,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $340 | $340 | $340 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,988 | $2,096 | $2,768 |
| Total Monthly Payment | $2,403 | $2,511 | $3,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.