6194 PARKWAY E, St. Cloud, FL, 34771 | $199,000

Under contract-accepting backup offers. Lakefront Living on the Alligator Chain — One of the County's Most Sought-After Lakes!
2-Bedroom, 1. 5-Bath Home with Carport & Private Boat Dock
Welcome to your ultimate lakeside escape! Nestled directly on the water in the beloved Shelter Cove RV Resort — one of Central Florida's best-kept secrets — this home delivers the laid-back lakefront lifestyle you've been dreaming of, at a price that won't break the bank.
From the moment you arrive, the natural beauty of Lake Center takes center stage. Move-in ready and full of charm, this home features a covered carport for easy parking and convenient lake-day unloading, plus your very own private boat dock with direct access to the legendary Alligator Chain of Lakes. Whether you're an avid angler, a weekend boater, or simply someone who lives for stunning sunset views, this location delivers something extraordinary every single day.
And speaking of extraordinary — how does watching Cape Canaveral rocket launches light up the night sky from your own backyard sound? That's right. Sit back on your lakeside porch with a cold drink in hand as NASA and SpaceX rockets thunder into the heavens, their brilliant glow reflecting off the glassy waters of Lake Center in a spectacle that never gets old. It's the kind of moment that reminds you exactly why you chose Florida — and exactly why you chose this home.
Resort Amenities, Neighborly Charm
Situated within a gated, waterfront community, Shelter Cove offers the best of both worlds — the peacefulness of nature with the perks of resort-style living. Enjoy golf cart trails, a sparkling heated community pool, a welcoming clubhouse, and a warm social atmosphere where neighbors quickly become friends.
Everything Within Reach
Surrounded by scenic woodlands and peaceful wetlands, outdoor adventure is always right outside your door — fishing, boating, kayaking, and world-class wildlife watching included. And when you're ready to venture out, you're perfectly positioned:

Just 4 miles to Publix, Winn-Dixie, and Walgreens
7 miles to St. Cloud's restaurants and Walmart
20 miles to Walt Disney World, Universal Studios, and SeaWorld
40 minutes to Melbourne, Cocoa Beach, and the Kennedy Space Center

Sunsets over the lake. Rockets lighting up the sky. Your own private dock on one of the county's most coveted chains of lakes. Whether you're searching for a vacation retreat, a full-time waterfront residence, or a smart investment property, this gem truly checks every box.
Properties on the Alligator Chain don't last — schedule your private showing today and claim your front-row seat to lakefront paradise!

Features

  • Amenities: Clubhouse, Gated, Laundry, Pool, Shuffleboard Court, Trail(s)
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Style: Cottage
  • Year Built: 2004
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 992
  • Acreage: 0.07
  • Est. Taxes: $711
  • HOA Fee: $178 Monthly
  • Lot Desc: FloodZone
  • View: Water
  • Water Front: Yes
  • Pet Policy: Breed Restrictions
  • Appliances: Microwave, Range, Refrigerator
  • MLS#: S5144845
  • Days on Market: 73 days
  • Website: https://www.raveis.com
    /prop/S5144845/6194parkwaye_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 2:22:07 AM)
Listing courtesy of ST. CLOUD REAL ESTATE   Phone: 407-892-1920

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6194 PARKWAY E, St. Cloud, FL, 34771

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $59 $59 $59
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $980 $1,019 $1,333
Total Monthly Payment $1,114 $1,153 $1,467

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.