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Seller offering a $10K credit toward buyer transaction costs with acceptable offer. Nestled within the beautiful golf community of Stono Ferry, this charming traditional home delivers the quintessential Lowcountry lifestyle with a relaxed country club feel and is just a short walk or golf cart ride to the award winning Links at Stono Ferry golf course and clubhouse. This lovely property sits on an oversized lot and is located on one of the most desirable streets in Stono Ferry. As you pull up to this lushly landscaped property, you'll be welcomed by a full covered front porch, perfect for porch rocking! As you enter the light-filled foyer, you'll find a dedicated study to the left and a formal dining room with tray ceiling to the right. Continuing down the foyer you'll enter the great room featuring a stylish wood plank ceiling, gas fireplace and custom shelving. The kitchen features an abundance of cabinetry, newer stainless steel appliances and a generous peninsula. Just off the kitchen is the casual dining area which overlooks the backyard and pond. The open layout provides great flow into everyday living spaces, offering a perfect setting for comfortable living and entertaining. A coveted first-floor primary suite with tray ceiling offers a peaceful retreat complete with a spacious en-suite bath featuring a garden tub, separate shower, dual sink vanity, and generous walk-in closet. The main level also features a laundry room and full bath. Upstairs, you'll find 3 additional bedrooms, 2 full baths, and a versatile FROG which is ideal as a family room, media room, home gym or playroom. Outside you'll find a private backyard oasis set next to a tranquil pond. Featuring a large deck with pergola, hot tub, pavered patio, and two koi ponds, it's the perfect setting for unwinding after a round of golf or hosting gatherings under the stars. Stono Ferry is a gorgeous community located along the Stono River, approximately 30 minutes from Historic Downtown Charleston. Offering an array of social activities and amenities, including tennis and pickleball courts, a Jr. Olympic swimming pool, community pavilion, and a children's playground, and polo field, you will always find something to do! Golf and fitness membership is available through the Links at Stono Ferry located within the gates of the community. Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buydown.
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Our Executive Mortgage Banker:
$785,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,761 | $3,918 | $5,128 |
| Total Monthly Payment | $3,853 | $4,010 | $5,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.