11258 SW 75TH TERRACE, Ocala, FL, 34476 | $195,000

This is the kind of home that just feels easy the moment you walk in. It’s been lovingly cared for, thoughtfully updated, and set up for the kind of low-stress, comfortable living you’ve been waiting for.
The layout is bright and open, with the living and dining areas flowing naturally into a sunny Florida room that’s under heat and air—so whether it’s morning coffee, an afternoon read, or hosting friends, you’ll actually use this space all year long. The kitchen has been beautifully redone with granite counters, stainless steel appliances, soft-close cabinets, and a cozy breakfast nook that feels just right for everyday living.
The split-bedroom floor plan gives everyone their own space. The primary suite is a quiet retreat with a large walk-in closet and an updated step-in shower with glass doors, while the guest rooms and bath are tucked away on the opposite side—perfect for visitors.
Big-ticket updates are already done for you: a brand-new roof (2026), newer AC (2022), updated electrical panel (2021), plus a surge protector for extra peace of mind. Even the details have been handled, like all-new blinds throughout and insulation above the garage.
Outside, you’ve got a spacious lawn with irrigation, and inside, a full 20x20 two-car garage with extra storage and new screen doors—great for letting in the breeze while you work or relax. There’s also an interior laundry room with shelving to keep things organized and simple.
And then there’s the lifestyle. Palm Cay offers 24-hour gated security and a friendly, active community with a clubhouse, pool, tennis courts, and plenty of social activities if you want them. The HOA keeps things easy by covering trash service and security, so you can focus on enjoying your home.
This one is truly move-in ready, with the option to purchase some furnishings if you’d like to make the transition even smoother. If you’ve been looking for a place where everything feels taken care of—and where you can settle in and start enjoying life right away—this might be it.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 83 x 120
  • Laundry: Inside
  • Year Built: 1991
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,019
  • Acreage: 0.23
  • Lot Size: 83 x 120
  • Est. Taxes: $2,580
  • HOA Fee: $124 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: OM719545
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/OM719545/11258sw75thterrace_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/1/2026 1:02:42 AM)
Listing courtesy of CB/ELLISON RLTY WEST   Phone: 352-854-9717

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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11258 SW 75TH TERRACE, Ocala, FL, 34476

$195,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $156,000 $156,000 $156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.545% 5.900%
Monthly Tax Payment $215 $215 $215
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $935 $973 $1,285
Total Monthly Payment $1,225 $1,263 $1,575

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.