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This is the kind of home that just feels easy the moment you walk in. It’s been lovingly cared for, thoughtfully updated, and set up for the kind of low-stress, comfortable living you’ve been waiting for.
The layout is bright and open, with the living and dining areas flowing naturally into a sunny Florida room that’s under heat and air—so whether it’s morning coffee, an afternoon read, or hosting friends, you’ll actually use this space all year long. The kitchen has been beautifully redone with granite counters, stainless steel appliances, soft-close cabinets, and a cozy breakfast nook that feels just right for everyday living.
The split-bedroom floor plan gives everyone their own space. The primary suite is a quiet retreat with a large walk-in closet and an updated step-in shower with glass doors, while the guest rooms and bath are tucked away on the opposite side—perfect for visitors.
Big-ticket updates are already done for you: a brand-new roof (2026), newer AC (2022), updated electrical panel (2021), plus a surge protector for extra peace of mind. Even the details have been handled, like all-new blinds throughout and insulation above the garage.
Outside, you’ve got a spacious lawn with irrigation, and inside, a full 20x20 two-car garage with extra storage and new screen doors—great for letting in the breeze while you work or relax. There’s also an interior laundry room with shelving to keep things organized and simple.
And then there’s the lifestyle. Palm Cay offers 24-hour gated security and a friendly, active community with a clubhouse, pool, tennis courts, and plenty of social activities if you want them. The HOA keeps things easy by covering trash service and security, so you can focus on enjoying your home.
This one is truly move-in ready, with the option to purchase some furnishings if you’d like to make the transition even smoother. If you’ve been looking for a place where everything feels taken care of—and where you can settle in and start enjoying life right away—this might be it.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $215 | $215 | $215 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $935 | $973 | $1,285 |
| Total Monthly Payment | $1,225 | $1,263 | $1,575 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.