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Welcome to River Oaks, a vibrant, desirable Ormond Beach community! This beautifully maintained 2016 two-story home is built on an estate-sized corner lot, and offers four bedrooms, three full baths and over 2, 100 square feet of thoughtfully designed living space, plus the rare convenience of a three-car garage for vehicles, storage or hobbies. Go inside to discover bright, open living spaces with tile flooring and 9-foot ceilings throughout the main level, creating a seamless flow from kitchen to the dining and living rooms. Natural light fills every corner, highlighting a layout that's ideal for entertaining, family life or remote work. Just off the entry, French doors open to a flexible bonus room, ideal as a home office, creative retreat, play space or even a fifth bedroom. The kitchen is stylish and functional, boasting granite countertops, a large island with bar seating, pendant lighting and an oversized pantry for all your storage needs. The split-floor plan offers privacy and versatility with three bedrooms and two full baths on the main level, and a private fourth bedroom suite upstairs with its full bath and large closet, ideal for guests, extended family or older teens seeking independence. Enjoy the outdoors from the screened patio overlooking a fully fenced, oversized backyard with manicured landscaping and partial lake views, a serene space for pets, children or weekend entertaining. The exterior has been freshly painted, adding to the home's move-in-ready appeal. Added bonus is a new, high-efficiency Rheem air-conditioning system installed in May 2025, offering comfort, reliability and energy savings for years to come. Families will appreciate the proximity to Pine Trail and Pathways Elementary schools. In the River Oaks neighborhood, you'll feel right at home with a friendly community feel, quiet streets with sidewalks throughout and a private neighborhood playground. Convenient access to Interstate 95, shopping and dining makes daily life easy, while still enjoying a peaceful residential setting. With its smart layout, modern updates, ample storage and family-friendly location, this River Oaks home offers a rare combination of style, comfort and value. Don't miss your chance to make it yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,540
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,432 | $340,432 | $340,432 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $286 | $286 | $286 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,960 | $2,069 | $2,759 |
| Total Monthly Payment | $2,321 | $2,430 | $3,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.