494 KELLER Lane, Saint Augustine, FL, 32086 | $589,900

No HOA | Brick Veneer | Hip Roof | New Roof 2023 | New HVAC | Corner Lot | 8-Car Parking | RV & Boat Storage | Workshop | 0. 58 Acres | Minutes from Historic Downtown St. Augustine Enjoy this custom-built 3-bedroom, 2. 5-bath brick veneer ranch with hip roof and Colonial Revival influence, which sits on a spacious 0. 58-acre corner lot in desirable South St. Augustine, just minutes from historic downtown. With no HOA, this property offers a rare blend of space, flexibility, and future potential increasingly difficult to find this close to town. Inside, the flexible layout features a dedicated home office plus a bonus room with two closets that easily converts to a 4th bedroom or guest suite. The kitchen includes a walk-in pantry with custom built-in storage. Laminate flooring and tile throughout, plus a gas fireplace for a warm, classic feel. Recent upgrades deliver genuine move-in confidence: roof replaced in 2023, new HVAC system, and new water heater. The brick veneer exterior and hip roof design contribute to a meaningful advantage in today's Florida market. Designed for versatility, the property features two oversized carports accommodating up to 8 vehicles, an extra-wide 2-car garage, dedicated RV and boat parking, and a detached workshop shed with ramp access - ideal for a riding mower, tools, equipment, and hobby projects. The generous 0. 58-acre lot provides privacy with no HOA restrictions - park your boat, RV, trailer, or recreational gear freely. Minutes from beaches, dining, shopping, and the nation's oldest city. This combination of acreage, parking capacity, workshop, home office, and no-HOA freedom, this close to historic downtown St. Augustine, is exceptionally rare. Preliminary county guidance suggests potential for an additional detached structure (such as an in-law suite), subject to buyer verification and approvals. Schedule your private showing today.

Features

  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, In Unit, Washer Hookup
  • Style: Ranch, Traditional
  • Year Built: 2003
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,482
  • Acreage: 0.58
  • Est. Taxes: $3,601
  • Lot Desc: Corner Lot
  • Elem. School: Otis A. Mason
  • Middle School: Gamble Rogers
  • High School: Pedro Menendez
  • Appliances: Convection Oven, Dishwasher, Electric Range, Microwave, Refrigerator
  • MLS#: 2132515
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/2132515/494kellerlane_saintaugustine_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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494 KELLER Lane, Saint Augustine, FL, 32086

$589,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,920 $471,920 $471,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.520% 5.880%
Monthly Tax Payment $300 $300 $300
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,792 $2,944 $3,887
Total Monthly Payment $3,184 $3,336 $4,279

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.