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No HOA | Brick Veneer | Hip Roof | New Roof 2023 | New HVAC | Corner Lot | 8-Car Parking | RV & Boat Storage | Workshop | 0. 58 Acres | Minutes from Historic Downtown St. Augustine Enjoy this custom-built 3-bedroom, 2. 5-bath brick veneer ranch with hip roof and Colonial Revival influence, which sits on a spacious 0. 58-acre corner lot in desirable South St. Augustine, just minutes from historic downtown. With no HOA, this property offers a rare blend of space, flexibility, and future potential increasingly difficult to find this close to town. Inside, the flexible layout features a dedicated home office plus a bonus room with two closets that easily converts to a 4th bedroom or guest suite. The kitchen includes a walk-in pantry with custom built-in storage. Laminate flooring and tile throughout, plus a gas fireplace for a warm, classic feel. Recent upgrades deliver genuine move-in confidence: roof replaced in 2023, new HVAC system, and new water heater. The brick veneer exterior and hip roof design contribute to a meaningful advantage in today's Florida market. Designed for versatility, the property features two oversized carports accommodating up to 8 vehicles, an extra-wide 2-car garage, dedicated RV and boat parking, and a detached workshop shed with ramp access - ideal for a riding mower, tools, equipment, and hobby projects. The generous 0. 58-acre lot provides privacy with no HOA restrictions - park your boat, RV, trailer, or recreational gear freely. Minutes from beaches, dining, shopping, and the nation's oldest city. This combination of acreage, parking capacity, workshop, home office, and no-HOA freedom, this close to historic downtown St. Augustine, is exceptionally rare. Preliminary county guidance suggests potential for an additional detached structure (such as an in-law suite), subject to buyer verification and approvals. Schedule your private showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,920 | $471,920 | $471,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | $300 | $300 | $300 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,792 | $2,944 | $3,887 |
| Total Monthly Payment | $3,184 | $3,336 | $4,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.