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Rare one-acre WATERFRONT estate with panoramic marsh views that stretch to historic downtown Fernandina Beach, bring your BOAT & RV! Set within Pirates Wood, this updated one-level ranch is layered with character and coastal charm. Designed for effortless living, the interior emphasizes flow and rich texture, featuring wood-look tile, upgraded Anderson windows, recessed lighting, and a wood-burning fireplace with built-ins that anchor the main living space with warmth and architectural presence. Outdoor living is a true extension of the home. The expansive screened lanai blends indoor and outdoor spaces. The extended patio with spa and cabana is made for quiet evenings or entertaining. Towering mature oaks frame the grounds, leading to a firepit area and private dock, the idyllic setting for front-row access to sunrises, shifting tides, and the soft glow of downtown across the water. The kitchen balances charm and functionality with pine cabinetry, all-new stainless steel Whirlpool appliances, a spacious pantry, and a light-filled breakfast nook with command center. The primary suite has been reimagined, with new lighting, 2 walk-in closets with custom built-ins, and a renovated en suite bath with a new tile shower, soaker tub, dual vanities, and skylights. A flex room with closet can serve as a private office or fourth bedroom. Additional highlights include a powered storage shed, renovated 2-car garage with new door and Shark coating, and a brand-new RainSoft water system and water heater. Residents have access to community amenities, including a boat launch, pool, clubhouse, playground, basketball court, and DEEP WATER dock, completing a lifestyle defined by acreage, waterfront living, and truly exceptional views.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.289% | 6.259% | 6.164% |
| Monthly Tax Payment | $495 | $495 | $495 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,141 | $4,253 | $5,907 |
| Total Monthly Payment | $4,728 | $4,840 | $6,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.