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Welcome to this charming 4 bedroom, 3. 5 bath vintage Colonial in the heart of Watertown, located near Taft School! Rich in character and architectural detail, this home blends historic elegance with comfortable everyday living. Inside, you'll find 10 foot ceilings, graceful arched doorways, detailed crown molding, custom built ins, and hardwood floors throughout. The inviting living room offers generous space and natural light, complemented by a pellet stove that adds warmth and comfort. The eat in kitchen offers stainless steel appliances, a breakfast bar, and ample cabinetry while maintaining the home's classic appeal. French doors in the dining room open to a spacious deck that is partially covered and partially open, offering flexibility for shaded gatherings or open air enjoyment. The second level features generously sized bedrooms, including a spacious primary suite with a private full bath, while the third floor provides a fourth bedroom with its own full bathroom, ideal for guests, extended living, or a private retreat. An oversized detached two car garage adds convenience and additional storage. Situated on a corner lot in a desirable location, this timeless Colonial offers character, space, and versatility. Don't miss your opportunity to own a true gem!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Ceiling Fan,Hardwood Floor | Upper |
| Dining Room | Balcony/Deck,French Doors,Hardwood Floor | Main |
| Eat-In Kitchen | Breakfast Bar | Main |
| Family Room | Fireplace,Hardwood Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Hardwood Floor | Upper |
| Sun Room | Ceiling Fan,French Doors,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $696 | $696 | $696 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,456 | $2,590 | $3,393 |
| Total Monthly Payment | $3,244 | $3,378 | $4,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.