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Welcome home to 2817 Plantain Dr! This beautifully maintained home, located inside the gated 55+ Key Vista Villas community, is perfectly situated between two preservation areas teeming with awe-inspiring Florida wildlife. Inside, the home shows like a model with soaring ceilings, crown molding, wide-plank luxury vinyl flooring, and an abundance of natural light throughout. The open layout creates an airy, tranquil feel that seamlessly blends indoor and outdoor living.
The kitchen is both functional and stylish, featuring granite countertops, rich wood cabinetry, stainless steel appliances, a large single-basin stainless sink, updated lighting, and a generous island perfect for gathering. The adjacent living and dining areas flow effortlessly toward the expansive sliding glass doors, drawing your eye to the private screened lanai and sparkling heated pool: the true centerpiece of the property. With a gas pool heater added in 2025, the pool can reach temps as high as 105º, transforming it into your very own year-round spa-oasis! The covered outdoor seating area overlooks peaceful water views, creating a serene backdrop for entertaining or quiet mornings.
The spacious primary suite offers a true retreat with high ceilings, ample natural light, and direct access to the lanai. The en-suite bath is upgraded and well-appointed, and the walk-in closet includes custom built-ins for organized storage. Secondary bedrooms are bright and welcoming, ideal for guests or a home office. Hurricane-resistant windows and an 8-foot sliding glass door provide added peace of mind, while plantation shutters add timeless character. Additional features include a central vacuum system, whole-house stereo system, and newer appliances, including a washer and dryer. The home sits in Flood Zone X, approximately 20 feet above sea level, with no flood insurance required and no impact from recent storms.
HOA fees are collectively under $350/month and include lawn care, exterior house painting, cable, internet, and waste collection, offering a low-maintenance lifestyle. Residents enjoy access to two clubhouses, including a master clubhouse with tennis and pickleball courts, a fitness center, a pool, a hot tub, and social spaces. A private boat and RV storage lot is available, subject to availability. Just a short walk away is Key Vista Nature Park with sandy walking trails and Gulf access, and the Pinellas Trail runs just beyond the back gate, providing miles of paved paths. Nearby Anclote Gulf Park, Anclote River Park, and the Ben Harrill Recreation Complex offer even more recreational options. This home combines thoughtful upgrades, peaceful water views, and resort-style amenities in one of the area’s most desirable active adult communities. Book your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $495 | $495 | $495 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,964 | $2,044 | $2,691 |
| Total Monthly Payment | $2,534 | $2,614 | $3,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.