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Presented by
The Ferguson Team |
Wonderful 4 bedroom 3 1/2 bath home with private backyard. Wood floors throughout except kitchen and bathrooms have tile. Formal dining room with bay window. Beautiful kitchen with Black Stainless Steel appliances less than a year old. Family room with fireplace, primary bedroom with bathroom, garden tub & separate shower, dual sinks & walk in closet. There are 3 good size bedrooms upstairs with a huge loft that could be office/media/exercise area. One bedroom has full bathroom next to it and other two bedrooms have Jack & Jill bathroom between them. 2nd floor balcony. Screen porch and large deck. 2car detached garage w/long driveway w/double gate. Roof replaced 2021, leaf filter gutters 2024, HVAC outside 2020. SELLER OFFERING $10, 000 TOWARD INTERIOR PAINTING W/ACCEPTABLE OFFER!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,999
Sales Associate
William Raveis Real Estate
Phone: 843.301.4460
TheFergusonTeam@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,999 | $319,999 | $319,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,917 | $2,021 | $2,657 |
| Total Monthly Payment | $1,992 | $2,096 | $2,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.