28559 Montecristo LOOP, Bonita Springs, FL, 34135 | $1,040,000

An exceptional Water View!! Cabernet model elevated 22 feet above sea level — no flood insurance required — offering rare, high-end upgrades and refined indoor-outdoor living that set it apart from the rest.
Enhanced beyond builder standards, this home features high-impact glass windows, double glass entry doors, upgraded tile flooring in the den and all bedrooms, and added designer lighting. The chef’s kitchen is a true centerpiece with a dramatic 4’ x 10’ island, upgraded cabinetry with interior and under-cabinet lighting, custom coffee station, wet bar, designer backsplash, gas stove, upgraded wine fridge and oven, plus a new refrigerator (2026).
The spa-inspired primary bath showcases ceiling-height tile, mirrors to the ceiling, and frosted privacy glass for a sleek, modern finish.
Outdoors, the property becomes extraordinary — a saltwater pool with gas heater and auto water leveling, expanded entertaining patio, extended fencing, custom retaining wall for added flood protection, enhanced landscape lighting, and gas-ready BBQ area. A dedicated garage outlet for golf cart charging adds further convenience.
Offered fully furnished (excluding select personal items), this is a rare turnkey opportunity in a community featuring a 45, 000 sq. ft. clubhouse and the 5-star restaurant, The Oasis.
Elevated. Upgraded. Truly one of a kind.

Features

  • Amenities: Bocce Court,Business Center,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Dog Park,Exercise Room,Full Service Spa,Hobby Room,Internet Access,Lap Pool,Pickleball,Restaurant,Streetlight,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: 1 Story/Ranch
  • Development: VALENCIA BONITA
  • Year Built: 2019
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,196
  • Acreage: 0.16
  • Est. Taxes: $9,525
  • Master HOA Fee: $577
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Gated
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 226009359
  • Website: https://www.raveis.com
    /eprop/226009359/28559montecristoloop_bonitasprings_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of HOMEADVANTAGE

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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28559 Montecristo LOOP, Bonita Springs, FL, 34135

$1,040,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $832,000 $832,000 $832,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.164%
Monthly Tax Payment $794 $794 $794
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,922 $5,055 $7,021
Total Monthly Payment $5,841 $5,974 $7,940

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.