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441 PALM ISLAND NE, Clearwater, FL, 33767 | $1,349,000
* SELLER OFFERED A RATE BUY DOWN* Rare Island Estates waterfront single-family opportunity with deep-water dock and prime boating access. This well-maintained 3-bedroom, 2-bath residence offers the rare combination of updated systems, private dockage, and a location just minutes from Clearwater Beach.
Designed for the Florida coastal lifestyle, the property features a private boat deck with a 10, 000-lb lift, separate jet ski lift, and generous docking space — ideal for boating enthusiasts seeking immediate water access. Whether used as a primary residence, second home, or waterfront investment, the dock infrastructure delivers exceptional flexibility and long-term value.
Inside, the open floor plan creates seamless flow between living, dining, and kitchen areas, enhanced by tile flooring throughout for durability and low maintenance. Large windows frame tranquil water views and bring in natural light, while the layout supports both everyday living and entertaining.
Step outdoors to a saltwater pool with heated spa, creating a private backyard retreat overlooking the water. The setting offers both relaxation and the ability to host gatherings with ease.
Major updates provide peace of mind, including:
• Roof replaced in 2019
• Gas tankless water heater installed in 2020
• Boat deck rebuilt in 2023
• New AC system installed in 2025
Located in the desirable Island Estates community, residents enjoy a quiet waterfront neighborhood atmosphere while remaining just minutes from Clearwater Beach, dining, shopping, and local amenities.
Opportunities to secure updated waterfront property with lift-equipped dockage in this location are limited. Schedule your private showing and experience the lifestyle firsthand. The seller has limited knowledge of the property’s current condition as it has been used primarily as a seasonal residence. Buyer must independently verify all measurements, specifications, and property details.
Schedule your private showing to explore this waterfront opportunity. Boat available for sale: 2019 Pursuit 288S Twin 300 Yamaha White outboard 30' and 850 Hours
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 80 x 105
- Laundry: Laundry Room
- Style: Coastal, Florida
- Year Built: 1967
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 2,167
- Acreage: 0.19
- Lot Size: 80 x 105
- Est. Taxes: $17,560
- Lot Desc: Flood Insurance Required, Sidewalk
- View: Pool, Water
- Elem. School: Sandy Lane Elementary-PN
- Middle School: Dunedin Highland Middle-PN
- High School: Clearwater High-PN
- Pool: Deck, In Ground, Lighting, Salt Water
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- MLS#: TB8481527
- Days on Market: 82 days
- Website: https://www.raveis.com
/eprop/TB8481527/441palmislandne_clearwater_fl?source=qrflyer
Listing courtesy of MELANGE REAL ESTATE INC Phone: 813-400-0077
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
441 PALM ISLAND NE, Clearwater, FL, 33767
$1,349,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,079,200 | $1,079,200 | $1,079,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.361% | 6.203% |
| Monthly Tax Payment | $1,463 | $1,463 | $1,463 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,470 | $6,645 | $9,107 |
| Total Monthly Payment | $8,058 | $8,233 | $10,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388