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You’ve seen the rest. . . Now see the Best! This adorable and affordable 2-bedroom, 2 bath home has 1196 sq/ft and is Move in Ready. As you pull up, you will notice the house is situated on a large, corner lot and there's plenty of room to park on the spacious, circular driveway and 1 car garage. Entering the home, the flooring is all tile and laminate for easy care, and it will become obvious that Mr. and Mrs. Clean live here! This house is a snowbird's winter retreat that was lightly used and lovingly maintained over the years. Be sure to take the 3D tour and virtually walk through the house. The living room has a wood burning fireplace; the kitchen has newer wood cabinets; and all the furnishings and kitchen appliances are included, so there's nothing to do but move right in! The electric panel was updated in 2023, the AC was replaced in 2022, and the roof was done in 2012. The yard is fenced and there are no HOA or CDD fees. The house is flood zone X, so no flood insurance is required. There is also a storage shed in the backyard. The flower beds are growing Prickly Pears and Papaya and if you want a garden, there is plenty of room in the backyard. This is a perfect starter home, second home, or investment property in a convenient area, with easy access to SR70, US 41, restaurants, shopping, Bradenton area beaches and all area amenities. Easy to show!
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $202 | $202 | $202 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,582 | $1,647 | $2,174 |
| Total Monthly Payment | $1,859 | $1,924 | $2,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.