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SAN SOUCI PUNTA GORDA, SHELL CREEK AREA. Rare unique property that provides many features. Nestled in a peaceful rural community, this charming 1-bedroom, 1-bathroom house offers the perfect blend of comfort and tranquility, surrounded by natural beauty and wildlife. Located on a spacious 100x100-foot lot, take several steps down the street to the creek where you can experience a serene wooden dock on Shell Creek next to a community boat ramp – ideal for boating, fishing, kayaking, or simply enjoying the view.
Inside, the cottage-like house has been updated over the years with includes a new roof, (2024) a new septic system (2024), new house air conditioner (2025) and a water softener. The interior features tile floors throughout, ceiling fans with a light-filled living area, a functional kitchen, and an enclosed laundry/storage room for added convenience. Step out into the new screened-in lanai (2023) and soak in the peaceful surroundings. Partial vinyl fencing in back yard for privacy. Furniture negotiable. Equipped with hurricane shutters.
In addition to the main house, there’s a 10x20 shed (2022) equipped with AIR CONDITIONING – perfect for a workshop, studio, or additional storage. The property also includes two RV hookups, making it an excellent option for visitors or recreational use. An updated 200 amp electrical panel has been installed to handle all your electrical needs.
With room for expansion, this property offers plenty of potential to grow into your dream retreat. Whether you’re looking for a peaceful getaway or a place to make your own, this home provides an unique opportunity to live surrounded by nature, with modern updates for comfortable living and adventure! Don't miss out on this cottage like opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $185 | $185 | $185 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,199 | $1,248 | $1,661 |
| Total Monthly Payment | $1,459 | $1,508 | $1,921 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.