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Under contract-accepting backup offers. WOW. Price Reduced. Super well maintained one owner home. No carpet. Nearly new stainless appliances in kitchen. Washer and gas dryer are brand new. Technically in garage but right outside the door from kitchen. New Roof Jan 2024. New hot water heater in 2022. If you have a medium sized dog the fenced in area in the back yard is perfect. Because of the fence OTOW will currently mow outside the fence. and they
maintain all other landscaping. The third bedroom does not conform because it has no door or closet and is being used as a den. If a closet door was added it would be a walk in closet. Easy to convert to a third bedroom if needed. The owner has owned it since it was new and her standards are super high. Garage has a sliding screened door in addition to the regular door. Plantation Shutters throughout the home. OTOW has amazing amenities for those 55+. Three golf courses (extra fees required). Included in the dues are indoor and outdoor pools, fitness, tennis, pickleball, billiards, many clubs like woodworking, etc. Master the Possibilities is an educational part of OTOW that has classes on many subjects. Check out their website. This home does not look like it was built in 2005, much more modern.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$184,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $147,999 | $147,999 | $147,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $101 | $101 | $101 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $911 | $934 | $1,229 |
| Total Monthly Payment | $1,087 | $1,110 | $1,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.