6420 3RD PALM POINT, St Pete Beach, FL, 33706 | $1,735,000

Welcome to this exceptional waterfront luxury residence in the heart of highly sought after St. Pete Beach, where modern upgrades, coastal elegance, and premier Florida lifestyle converge. This beautifully updated 4 bedroom, 2 bath single story waterfront pool home is perfectly positioned just three blocks from the world renowned Gulf beaches, offering the rare combination of deep water access, boating convenience, and walkable beach living. Designed with both sophistication and functionality in mind, the interior showcases stunning porcelain tile flooring throughout, creating a seamless, durable, and elegant living environment. The chef’s kitchen features upgraded Bespoke appliances including a sleek matte cooktop, wine refrigerator, and modern quartz countertops ideal for entertaining and everyday living. The spacious open living area is enhanced by a contemporary electric fireplace, creating a warm and inviting focal point. The home is thoughtfully appointed with premium upgrades, including hurricane screens for peace of mind, a smart Ecobee thermostat for energy efficiency and climate control, plantation shutters, and sliding glass doors with built-in blinds providing effortless indoor/outdoor living, privacy, and convenience. Step outside to the private tropical waterfront oasis designed for the ultimate Florida lifestyle. The resort style pool features a relaxing sun shelf perfect for lounging in the Florida sunshine. The fully equipped pergola creates an extraordinary outdoor living space complete with full electrical service and two mounted televisions, ideal for year round entertaining. The property also features low maintenance AstroTurf in both the front and backyard, delivering lush green landscaping without the upkeep. Boating enthusiasts will appreciate the composite dock and 13, 000-pound boat lift, providing convenient access to the Intracoastal or the Gulf making this property ideal for boating, fishing, and sunset cruising. Exceptional curb appeal is highlighted by a pavered circular driveway offering ample parking. This prime St. Pete Beach location provides easy access to waterfront recreation, sugar sand beaches, waterfront dining, and coastal amenities, while also offering close proximity to the vibrant downtown St. Petersburg district featuring award winning restaurants, boutique shopping, art galleries, waterfront parks, and renowned museums. A rare opportunity to own a fully upgraded coastal retreat combining modern design, premium amenities, boating access, beach proximity, and the very best of Florida waterfront living.

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 75 x 120
  • Laundry: Inside
  • Year Built: 1970
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,088
  • Acreage: 0.21
  • Lot Size: 75 x 120
  • Est. Taxes: $12,119
  • Pool: In Ground, Salt Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8481219
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /eprop/TB8481219/64203rdpalmpoint_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/6/2026 11:47:47 PM)
Listing courtesy of Compass Florida LLC   Phone: 727-339-7902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6420 3RD PALM POINT, St Pete Beach, FL, 33706

$1,735,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,388,000 $1,388,000 $1,388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.130% 5.984% 5.912%
Monthly Tax Payment $1,010 $1,010 $1,010
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,881 $8,211 $11,526
Total Monthly Payment $9,016 $9,346 $12,661

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.