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Income potential and waterfront living come together in a way that feels both strategic and effortless in this neatly maintained duplex in Punta Gorda Isles. Investors searching for a property that offers immediate return and long term value will appreciate over 2, 200 square feet under air, and a location within one of Southwest Florida’s most established boating communities. Set on a corner parcel with canal views, the property features a concrete dock and access to Charlotte Harbor, adding lasting appeal for boating enthusiasts and future tenants alike. Each two bedroom, two bath residence lives like a private home, complete with its own one car garage and each with a covered lanai that extends the living space outdoors. Morning light filters through sliding glass doors in the primary suites, which open directly to the lanai, while guest bedrooms offer walk in closets for added comfort and storage. Kitchens with breakfast bars connect seamlessly to the main living areas, creating an easy flow. Outside, a heated pool with decorative resurfaced deck becomes a shared retreat, perfect for starting the day with a swim or unwinding in the evening breeze. Just minutes from historic downtown Punta Gorda, the waterfront dining and boutiques of Fishermen’s Village, scenic harborfront walking trails, parks, and year round farmers markets, the setting enhances both lifestyle and rental desirability. A current month to month tenant who wishes to remain provides immediate income from day one, making this a compelling opportunity for those looking to expand their portfolio or offset ownership costs while enjoying a piece of the Florida waterfront lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $616 | $616 | $616 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,633 | $2,740 | $3,618 |
| Total Monthly Payment | $3,341 | $3,448 | $4,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.