5429 SPANISH MOSS COVE, Bradenton, FL, 34203 | $474,900

In the gated community of Moss Creek, complete with a clubhouse, cabana, playground, walking trails and community pool, this nearly new (2022) home offers exceptional value and an unbeatable location between Sarasota and Bradenton. With convenient access to State Road 70, commuting is simple while beaches, dining and shopping, including The Mall at University Town Center, are just minutes away. On a serene pond homesite, this property captures water views from the kitchen, main living areas and even two of the upstairs bedrooms, a premium lot choice that enhances everyday living. A welcoming walkway leads to the front entrance and into the open-concept main floor. Designed with flexibility in mind, the spacious layout allows you to arrange your furnishings to suit your lifestyle. The kitchen is stylish and functional, featuring granite countertops, brushed nickel accents, newer appliances, a generous island with a three-seater breakfast bar and abundant cabinetry. Need even more storage? Thoughtful shelving beneath the stairs maximizes every inch of space. A convenient half bath on the first floor makes entertaining easy. Go outside to the screened-in lanai overlooking the backyard and pond, a place to enjoy morning coffee or unwind at end of the day. Upstairs, a versatile loft/flex space provides additional room for a home office, media area or play space. Four bedrooms and two full baths offer comfortable accommodations for family and guests. The primary suite is a retreat, showcasing pond views, two walk-in closets, dual sink vanities and a spacious walk-in shower. An adjacent bedroom is ideal as a nursery or private study. Across the loft are two additional bedrooms and a well-appointed bath with split sinks and ample room to move. Built with today’s value-conscious buyer in mind, this home blends modern finishes, smart design and a sought-after location, all within a gated community setting. You’ll want to add this one to your must-see list!

Features

  • Rooms: 12
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 2022
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,048
  • Acreage: 0.13
  • Est. Taxes: $6,402
  • HOA Fee: $457 Quarterly
  • Lot Desc: Landscaped, Sidewalk
  • View: Water
  • Elem. School: Tara Elementary
  • Middle School: Braden River Middle
  • High School: Braden River High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4684043
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/A4684043/5429spanishmosscove_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/26/2026 8:17:07 PM)
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY   Phone: 941-364-4000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5429 SPANISH MOSS COVE, Bradenton, FL, 34203

$474,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,920 $379,920 $379,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.557% 5.920%
Monthly Tax Payment $534 $534 $534
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,278 $2,370 $3,130
Total Monthly Payment $2,887 $2,979 $3,739

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.