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Exceptional opportunity to own two side-by-side serviced prime waterfront lots located on high ground in the desirable coastal community of Placida (Rotonda Sands area). This listing includes both 26 and 28 Harness Rd and is being sold together as a package.
These buildable lots offer beautiful water views and are already serviced, providing a significant advantage for builders and investors. The combination of available utilities and high elevation can represent substantial savings in site preparation and foundation costs compared to other vacant parcels in the area. In Rotonda Sands/Placida, this can translate into meaningful construction cost efficiencies.
Enjoy stunning sunsets and tranquil surroundings while being just minutes from golfing, boating, fishing and outdoor recreation. Nearby marinas provide access to the Gulf waters and pristine beaches of Gasparilla Island and Boca Grande. These properties offer an excellent opportunity to build two homes, a larger custom residence across both lots, or secure a strong investment position in a growing coastal market.
(Please include proof of funds with all offers. Seller prefers cash. Information is deemed reliable but not guaranteed; buyer and buyer’s agent must perform their own due diligence. )
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $43,600 | $43,600 | $43,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.398% | 5.595% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $254 | $268 | $353 |
| Total Monthly Payment | $329 | $343 | $428 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.