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Discover an exceptional opportunity to embrace a lifestyle defined by comfort, convenience, and vibrant community living in this beautifully updated Ground Floor End Unit 1 Block from Harbor Lake. This home invites you to enjoy every moment without the hassle of upkeep.
This Emerald model is boasting 1, 400 square feet of elegantly arranged space; the residence welcomes you each morning with abundant natural light streaming through updated windows. The open-concept kitchen is a culinary haven, featuring exquisite cabinetry, gleaming granite countertops, a striking tile backsplash, generous storage—including an oversized pantry—and modern stainless-steel appliances. For added ease, the washer and dryer are discreetly placed in their own closet. The updated plank flooring throughout the unit not only enhances visual appeal but also offers durability and seamless continuity.
Both spacious bedrooms and two bathrooms have been thoughtfully renovated with fresh tile, contemporary vanities, and chic modern finishes. Ceiling fans foster a tranquil environment, while a new A/C and water heater (installed in 2022) promise comfort in every season. For individuals considering a snowbird residence, the option to negotiate furniture provides added flexibility and convenience, allowing them to tailor the living space to their specific preferences and needs.
Beyond your doorstep, the West Activity Center beckons with dynamic social events, and the nearby dog park welcomes pet owners to connect and unwind. Assigned parking ensures convenience, and you’re just a block away from the serene vistas of Harbor Lake.
This residence is thoughtfully designed for individuals who appreciate the perfect blend of refined style, low-maintenance living, and a vibrant, welcoming community. Step inside to discover an environment where every element has been intentionally curated to foster comfort, relaxation, and active engagement. Ideally positioned on the highly desirable west side of On Top of the World Clearwater’s renowned 55+ golf community, this home offers a truly maintenance-free lifestyle. Seize the opportunity to make this remarkable property your own and elevate your daily living to new heights.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $353 | $353 | $353 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,415 | $1,473 | $1,939 |
| Total Monthly Payment | $1,843 | $1,901 | $2,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.