1607 GULF ROAD, Tarpon Springs, FL, 34689 | $1,040,000

Under contract-accepting backup offers. Half-Acre Coastal Living with Private Guest Residence Near Sunset Beach
Opportunities like this are rare in Tarpon Springs — a private half-acre property just moments from Sunset Beach, offering not only space and coastal proximity, but the added luxury of a fully detached in-law residence.
Set at 13 feet above sea level with no flood insurance required, this estate combines peace of mind with flexibility, making it ideal for multigenerational living, private guest accommodations, or future income potential.
The main home is thoughtfully designed with five bedrooms and four baths, offering a comfortable balance of openness and defined living spaces. Formal living and dining rooms provide an elegant setting for entertaining, while the expansive great room, anchored by a wood-burning fireplace, invites everyday relaxation. Natural light fills the home, enhancing its warm and welcoming atmosphere.
At the heart of the residence, the kitchen was tastefully remodeled in 2021 with natural quartzite countertops, an oversized island, and modern finishes that bring both beauty and functionality to daily living. Luxury vinyl plank flooring flows throughout the main level, creating a seamless and polished feel.
Upstairs, the primary suite serves as a private retreat, complete with a recently remodeled bath (2025) and access to a full-width balcony overlooking the illuminated pool and backyard — a peaceful setting that enhances the home’s connection to its outdoor surroundings.
What truly sets this property apart is the fully detached guest house. With its own private entrance, kitchen, living area, bedroom, and bath, it offers independence while remaining connected to the main residence. Whether used for extended family, long-term guests, or as an income-producing space, it adds a layer of versatility rarely found so close to the beach.
The outdoor environment reflects the same sense of privacy and possibility. A resort-style pool with LED lighting serves as the centerpiece of the backyard, while the covered lanai and surrounding privacy wall create an inviting space for both quiet evenings and larger gatherings. The expansive driveway also allows for boat or RV parking — an ideal complement to the coastal lifestyle.
Located within walking distance to Sunset Beach and near a local boat launch & 3 schools this home offers the unique combination of land, location, and flexibility — a distinctive opportunity in one of Tarpon Springs’ most desirable settings.
Key Updates & Systems
• Master bathroom remodeled (2025)
• Water heater (2024)
• Samsung SmartThings washer & dryer (2023)
• LVP flooring throughout first floor (2021)
• Kitchen remodel (2021): oversized island with natural quartzite, under-cabinet LED lighting. Refrig. & dishwasher 2025
• Nest smart thermostat (2021)
• Wet bar with under-cabinet LED lighting (2021)
• Pool fiberglass resurface with LED color lighting (2020)
• Windows and sliders with hurricane shutters (2017)
• Roof (2016)
Guest House 700 sq ft MOL

All information to be verified by buyer

Features

  • Rooms: 4
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 85 x 250
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Year Built: 1984
  • Garage: 2-car Boat, Golf Cart Parking, Guest, Oversized, Parking Pad, RV Parking
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,415
  • Acreage: 0.49
  • Lot Size: 85 x 250
  • Est. Taxes: $4,269
  • Elem. School: Sunset Hills Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pool: In Ground, Lighting
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7883452
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /eprop/W7883452/1607gulfroad_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 4:33:10 PM)
Listing courtesy of TARAPANI BANTHER & ASSOC LLC   Phone: 727-201-0085

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1607 GULF ROAD, Tarpon Springs, FL, 34689

$1,040,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $832,000 $832,000 $832,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.361% 6.183%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,988 $5,123 $7,021
Total Monthly Payment $5,469 $5,604 $7,502

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.