650 ISLAND WAY, #206, Clearwater Beach, FL, 33767 | $478,500

Your endless vacation awaits you in this pristine 2nd floor condo at 650 Island Way, which has one of the highest elevations--14 feet--of all of Island Estates. Southwest water views are yours from the kitchen, living room, primary bedroom, and balcony where you will see Clearwater's famous sunsets and views of Clearwater Harbor. Your Beach living starts by entering through the storm and front doors to an entry where there is an updated kitchen to your left with granite counters, newer stainless steel appliances, and the new full-size stackable washer and dryer (2025). On the right is a pantry closet. Check out the pass-through to the Dining Area and Living Room, which leads to the tiled balcony from the sliders with an extra storage closet and room for an outdoor furniture set. The Master Bedroom has a walk-in closet, linen closet, sliders to the balcony, and an en-suite bathroom with a shower, shower seat and an updated vanity. There's plenty of room for your furniture in this large bedroom that has a beautiful water view. The Second Bedroom has a Jack and Jill bathroom with a new vanity and a recently installed glass shower door. Boat slips are available for rent or purchase from time to time, and the Sellers have been renting one, which could become available to you! The pool is heated, has a TIKI hut area, a charcoal grill nearby, as well as kayak storage and a kayak launch. The Dock Rebuild Project, completed in 2024, consisted of a new seawall, dock, catwalk, pilings, electric, water, and lights. The sea wall was raised 12 inches, the dock was raised 12 inches, and the catwalks were raised 20 inches to meet the dock. Elevator modernization was completed in the fall of 2023. The docks are long-lasting WearDeck composite decking. There is a car wash area, dog walk area, and lush landscaping. Carport #43 plus one guest parking space are available with this condo. There is also guest parking. Construction is nearly completed for this building, but this unit did not have any hurricane damage. When the construction is complete, there will be all new Hardie Plank cement siding, all new outdoor lights, a new roof and facia, new Tiki hut, new carports, new mailboxes, and painting of the building will be completed soon. Seller has paid the assessments. By boat you are mere minutes to an array of waterfront restaurants, coveted Carlouel Yacht Club, Caladesi Island, and the Gulf waters. Boat up to the new Clearwater Sound and enjoy concerts from the water or anchor out at Three Rooker Island for an unbelievable day in the sun. Island Estates offers all the comforts with fine dining, night life, grocery shopping, and various small businesses. Your future home is just a short walk, drive, or Jolly Trolley ride away from world famous Clearwater Beach. Flip flops, sunscreen, and the good life are calling your name.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 8
  • Amenities: Cable TV, Elevator(s), Maintenance, Pool, Storage, Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Kitchen
  • Complex: 650 ISLAND WAY CONDO
  • Year Built: 1988
  • Approx Sq. Feet: 1,218
  • Acreage: 2.15
  • Est. Taxes: $4,277
  • Condo Fee: $1,246 Monthly
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: Water
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8480168
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/TB8480168/650islandway_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 4:20:02 AM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-466-0800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

650 ISLAND WAY, #206, Clearwater Beach, FL, 33767

$478,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $382,800 $382,800 $382,800
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $356 $356 $356
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,357 $2,417 $3,179
Total Monthly Payment $2,788 $2,848 $3,610

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.