400 CENTRAL AVENUE, #2806, St. Petersburg, FL, 33701 | $1,999,000

One or more photo(s) has been virtually staged. Residence 2806 at 400 Central captures breathtaking southeast open bay and downtown skyline views from a premier 06-line position in St. Petersburg’s most iconic new luxury tower. Perfectly elevated to frame sweeping water vistas and dramatic evening city lights, this 28th-floor residence delivers exceptional perspective above the vibrant downtown waterfront. Encompassing approximately 1, 948 square feet of refined interior living space, this 3-bedroom, 3-bath split floor plan is complemented by a full-length private terrace spanning the width of the home — creating seamless indoor-outdoor living rarely achieved in a downtown high-rise. Floor-to-ceiling glass fills the open-concept great room with natural light while maintaining uninterrupted sightlines to Tampa Bay. The chef’s kitchen anchors the living area with sleek cabinetry, premium appliances, oversized island, and an upgraded induction cooktop for precision performance. The spacious owner’s suite features direct terrace access, a generous walk-in closet, and a spa-inspired bath with dual vanities and a frameless glass-enclosed shower. Well-proportioned guest suites provide comfort and privacy for full-time living or hosting. Selected developer upgrades enhance both function and finish, including an illuminated 60-inch primary bath medicine cabinet, LED guest bath mirror, upgraded matte porcelain tile flooring extended into the bedrooms, low-voltage prewire for future automated window shades, and washer/dryer pedestal upgrade. A dedicated parking space, climate-controlled storage, valet service, concierge, and secure access elevate everyday convenience. 400 Central’s resort-style amenities include a 7th-floor heated pool and spa deck with cabanas, outdoor kitchen and grills, fire pits, bocce court, Zen Garden, dog walk area, and outdoor fitness zone. The signature 46th-floor glass-enclosed Observatory provides panoramic views and an exceptional setting for private gatherings. Located steps from Central Avenue dining, museums, waterfront parks, and the St. Pete Pier.
Premier 06-line positioning. Elevated views. Iconic downtown address.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 45
  • Amenities: Elevator(s), Fitness Center, Pool, Recreation Facilities, Security, Spa/Hot Tub
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Complex: 400 CENTRAL
  • Year Built: 2026
  • Approx Sq. Feet: 1,948
  • Est. Taxes: $0
  • Condo Fee: $1,374 Monthly
  • View: City, Park/Greenbelt, Pool, Water
  • Elem. School: Campbell Park Elementary-PN
  • Middle School: John Hopkins Middle-PN
  • High School: St. Petersburg High-PN
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8479217
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /prop/TB8479217/400centralavenue_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 10:32:14 AM)
Listing courtesy of Oceanfront Realty   Phone: 305-494-1767

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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400 CENTRAL AVENUE, #2806, St. Petersburg, FL, 33701

$1,999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,599,200 $1,599,200 $1,599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,588 $9,717 $13,495
Total Monthly Payment $9,713 $9,842 $13,620

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.