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Welcome home to The Ponds' original section, where mature trees, winding trails, and a true sense of community offer an idyllic Lowcountry setting. From the moment you arrive, the wide, welcoming front porch sets the tone, perfect for morning coffee, porch swings, & waving to neighbors strolling by. Inside is a functional yet beautiful floor plan that lives large and is designed for real life: open, airy living spaces flow effortlessly for everyday comfort & easy entertaining. Thoughtfully defined areas keep the home feeling warm and intentional. Natural light fills the main living areas & the downstairs layout includes a flex space that could be a bedroom (currently an office) as well as the convenience of a full downstairs bath w/ step in shower. Living in The Ponds means enjoying aa master-planned community built around nature and connection. Take advantage of the amazing amenities including a beautiful pool and the restored Schultz-Lotz Farmhouse (1830s), used for community clubs and activities, with outdoor hangouts like a covered pavilion, grilling stations, fire pit, and horseshoe pits. Convenient to Summerville shopping and dining and an easy drive to Charleston, this home offers the best of Lowcountry living: charm, community, and comfort, all from a porch you'll never want to leave.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,630 | $2,740 | $3,618 |
| Total Monthly Payment | $2,722 | $2,832 | $3,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.