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No Pain, All Gain! Avoid the Build. . . this home is Already Improved & READY FOR YOU! Like-New, meticulously maintained home with all the post-build ''extras'' (e. g. fully fenced back yard, custom closet organizers, built-in utility & garage cabinetry, 2'' faux-wood blinds and more. . . ).
There are homes that simply check the boxes. . . and then there are homes that quietly elevate everyday life.
Nestled on a premium lot with only one neighbor this beautifully upgraded 4-bedroom, 3-bath home with private office and loft, offers 2, 605 square feet of thoughtfully designed living space, within the award-winning community of Rivertown at St Johns.
Entering through the welcoming foyer, the home unfolds into a stunning open-concept living area where the kitchen, dining space, and living room blend seamlessly together. The 10' ceilings and generously sized living room feels bright and expansive, yet intimate. . . creating an ideal space for entertaining or relaxed everyday living. An oversized three-panel sliding glass door opens to a screened paver patio overlooking a serene wooded-backdrop.
The kitchen is both functional and sophisticated, featuring quartz countertops, abundant cabinetry, and an ideal layout for gathering and culinary inspiration. Every finish has been thoughtfully selected to feel timeless rather than trendy.
Three bedrooms and a dedicated office on the main level provide flexibility without compromise. The split-bedroom layout keeps the primary suite a true retreat, offering peaceful views and a spa-like bath with a deep soaking tub, walk-in shower, and custom closet system. While upstairs a loft, full bath, and private bedroom create an ideal guest suite, teen retreat or multi-generational living space.
No detail has been overlooked in this beautiful home. High-grade luxury vinyl plank flooring runs throughout the home, the kitchen and baths showcase elegant quartz countertops, complemented by designer tile in the bathrooms and the paver driveway that enhances curb-appeal.
Practical luxury continues with a custom-built utility closet with an outlet for a charging station, dual-zone HVAC for energy-saving comfort, water softener system, and fully fenced back yard.
All this tucked away in the gated riverfront neighborhood of The Shores at Rivertown, offering expansive river views, exclusive golf cart paths to the waterfront Club House and boat slip option.
Life in RiverTown centers around the natural beauty of the St. Johns River and an exceptional collection of resort-style amenities. . . from waterfront dining and pools to fitness facilities, trails, sports courts, lazy river, dog parks, and vibrant community spaces filled with year-round events.
This is more than a beautiful home. . . it's where elegance meets ease, nature meets neighborhood, and every day feels just a little elevated.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$765,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.487% | 5.614% |
| Monthly Tax Payment | $901 | $901 | $901 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,620 | $3,818 | $4,960 |
| Total Monthly Payment | $4,613 | $4,811 | $5,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.