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Charming, move-in ready, 2-bedroom, 2-bath, one car garage with 1578 sq ft in the desirable 55+ community of Mainlands of Tamarac by the Gulf. This lovely home has many upgrades. Impact windows and doors were installed in 2024, and the “3rd nail” for the roof was installed in 2025. These upgrades will protect the home and will provide a lower rate on the homeowners insurance. Before you enter the home, take note of the partially covered front patio and the corner location. Entering the front door, is a carpeted, open-concept, living room flows into the dining room. Continuing to the kitchen, you will see updated Shaker cabinets, faux granite formica countertops, along with stainless steel appliances, and a stainless steel sink with updated fixtures. No worries about storing all your small handheld appliances, or special chef tools. There is an additional wall of cabinets and a countertop just waiting to become your coffee/wine bar, or use it as an additional prep area for all those family visits. Off the kitchen, is a large, light and bright family room with newer tile flooring. This room is ready for entertaining friends and family complete with a breakfast bar that is open to a kitchen pass-through. The primary bedroom is located in the back of the house and has a walk-in closet and it’s own bathroom The primary bathroom has as step-in shower, updated vanity, mirror, comfort commode and fixtures. Moving up the hallway, there is a guest bathroom that has an updated vanity, mirror, fixtures, and comfort commode. Just steps from the guest bathroom, in the front of the home is the guest bedroom with a large built-in closet. The Unit 3 Clubhouse is a short flip-flop walk away where there is a heated pool, shuffleboard, and a calendar filled with french toast breakfasts, dances, and card parties. Mainlands is a golf cart community with a public executive golf course, only a stone’s throw away. Enjoy the prime location, minutes from downtown St. Petersburg, the airports, and the beaches. Don’t let this opportunity slip way! Call today to arrange your private showing and claim you slice of paradise in this wonderful community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$342,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $274,240 | $274,240 | $274,240 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $71 | $71 | $71 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,689 | $1,733 | $2,277 |
| Total Monthly Payment | $1,834 | $1,878 | $2,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.