3807 99TH TERRACE N, Pinellas Park, FL, 33782 | $342,800

Charming, move-in ready, 2-bedroom, 2-bath, one car garage with 1578 sq ft in the desirable 55+ community of Mainlands of Tamarac by the Gulf. This lovely home has many upgrades. Impact windows and doors were installed in 2024, and the “3rd nail” for the roof was installed in 2025. These upgrades will protect the home and will provide a lower rate on the homeowners insurance. Before you enter the home, take note of the partially covered front patio and the corner location. Entering the front door, is a carpeted, open-concept, living room flows into the dining room. Continuing to the kitchen, you will see updated Shaker cabinets, faux granite formica countertops, along with stainless steel appliances, and a stainless steel sink with updated fixtures. No worries about storing all your small handheld appliances, or special chef tools. There is an additional wall of cabinets and a countertop just waiting to become your coffee/wine bar, or use it as an additional prep area for all those family visits. Off the kitchen, is a large, light and bright family room with newer tile flooring. This room is ready for entertaining friends and family complete with a breakfast bar that is open to a kitchen pass-through. The primary bedroom is located in the back of the house and has a walk-in closet and it’s own bathroom The primary bathroom has as step-in shower, updated vanity, mirror, comfort commode and fixtures. Moving up the hallway, there is a guest bathroom that has an updated vanity, mirror, fixtures, and comfort commode. Just steps from the guest bathroom, in the front of the home is the guest bedroom with a large built-in closet. The Unit 3 Clubhouse is a short flip-flop walk away where there is a heated pool, shuffleboard, and a calendar filled with french toast breakfasts, dances, and card parties. Mainlands is a golf cart community with a public executive golf course, only a stone’s throw away. Enjoy the prime location, minutes from downtown St. Petersburg, the airports, and the beaches. Don’t let this opportunity slip way! Call today to arrange your private showing and claim you slice of paradise in this wonderful community.

Features

  • Amenities: Cable TV, Pool, Shuffleboard Court
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 65 x 90
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Ranch
  • Year Built: 1971
  • Garage: 1-car Driveway, Garage Door Opener, Off Street, Oversized, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,546
  • Acreage: 0.13
  • Lot Size: 65 x 90
  • Est. Taxes: $846
  • Condo Fee: $510 Monthly
  • Lot Desc: Corner Lot, City Lot, Landscaped, Near Golf Course
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8481210
  • Days on Market: 78 days
  • Website: https://www.raveis.com
    /prop/TB8481210/380799thterracen_pinellaspark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 8:17:09 PM)
Listing courtesy of CENTURY 21 RE CHAMPIONS   Phone: 727-398-2774

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3807 99TH TERRACE N, Pinellas Park, FL, 33782

$342,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $274,240 $274,240 $274,240
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $71 $71 $71
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,689 $1,733 $2,277
Total Monthly Payment $1,834 $1,878 $2,422

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.