1120 COUNTRY LANE, Lutz, FL, 33558 | $864,900

Under contract-accepting backup offers. ULTRA-RARE 1. 73 ACRE, 4 BEDROOM, 2 BATH 2, 704 SQ FOOT HOME with PRIVATE POND and a DETACHED 824 SQ FOOT 1/1 MOTHER IN LAW SUITE!

This one-of-a-kind property offers the perfect blend of modern luxury, space, and flexibility—set on 1. 73 ACRES of FULLY FENCED land with your own PRIVATE POND and zoning that allows for HORSES and other animals. Properties like this are nearly impossible to find!

As you arrive, you’re welcomed by a PRIVATE GATED entrance, long driveway, and a sprawling homesite with endless room for vehicles, toys, and outdoor living.

The main home features 4 bedrooms, 2 bathrooms, plus a BONUS DEN with a BUILT-IN BAR, creating the perfect entertaining space or secondary living area. Inside, you’ll love the open, flowing floor plan with VAULTED ceilings, multiple SKYLIGHTS, and DESIGNER finishes throughout including LVP flooring, custom accent walls, and built-in shelving.

The fully remodeled kitchen is a true showpiece with QUARTZ countertops, a MARBLE tile backsplash, large dining countertop with bar seating, STAINLESS STEEL electric appliances, and a built-in microwave tucked into the lower cabinetry. There’s also a breakfast nook and large WALK-IN PANTRY, all seamlessly connected to the main living and dining spaces. The living room features a color-changing built-in electric FIREPLACE, creating a warm, modern focal point.

The primary suite is oversized with a large WALK-IN CLOSET and a stunning ensuite bath featuring dual vanities, gold fixtures, and a custom walk-in tile shower with RAIN SHOWER head and handheld. The three additional bedrooms are all spacious, and the second bathroom has been beautifully renovated with a tub/shower combo, new vanity, and sleek black fixtures.

Step outside and you’ll find the true magic of this property—wide open land, a PRIVATE POND, storage SHED, and room to create your dream outdoor setup.

And it doesn’t stop there—this property includes a detached 1 BED / 1 BATH MOTHER-IN-LAW SUITE (ADU) that has also been updated with fresh paint, new cabinetry, stainless steel refrigerator and stove, and a remodeled bathroom. Perfect for guests, rental income, multigenerational living, or a private office.

With a 2-CAR GARAGE, EXTENDED DRIVEWAY, and nearly 2 ACRES, this property offers PRIVACY, VERSATILITY, and lifestyle options that are incredibly rare.

If you’ve been looking for something truly special with land, modern upgrades, and income or multi-use potential—this is it!

Features

  • Rooms: 6
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1983
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,528
  • Acreage: 1.72
  • Est. Taxes: $7,280
  • Lot Desc: Oversized Lot, Zoned for Horses
  • Water Front: Yes
  • High School: Sunlake High School-PO
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8481183
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/TB8481183/1120countrylane_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 12:17:12 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Heather DaceySales Associate

203.314.1301

Heather.Dacey@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Kevin DeTullioVP, Mortgage Banker / Production Manager, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1724767

203.305.5736

Kevin.DeTullio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Diane PadelliInsurance Sales Director, William Raveis Insurance

203.444.0494

Diane.Padelli@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1120 COUNTRY LANE, Lutz, FL, 33558

$864,900

Heather Dacey

Sales Associate

William Raveis Real Estate

Phone: 203.314.1301

Heather.Dacey@Raveis.com

Kevin DeTullio

VP, Mortgage Banker / Production Manager

William Raveis Mortgage, LLC

Phone: 203.305.5736

Kevin.DeTullio@Raveis.com

NMLS Mortgage Loan Originator ID 1724767

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $691,920 $691,920 $691,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.349% 6.183%
Monthly Tax Payment $607 $607 $607
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,148 $4,260 $5,839
Total Monthly Payment $4,847 $4,959 $6,538

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.