12 Kernwood Drive, #12, Lincoln, NH, 03251 | $649,000

Any closer to the mountain and you'd be sleeping on the slopes! Nestled in a quiet nook just steps from Loon Mountain Resort, this sun-filled, fully furnished townhouse delivers the ultimate White Mountains retreat. Perfectly positioned within walking distance of the lifts, this spacious family sanctuary blends cozy comfort with unbeatable convenience. Spread across three thoughtfully designed floors, four bedrooms—one doubling as a family room—and two bathrooms provide ample space to gather, unwind, and recharge after a day on the mountain. The heart of the home features an inviting open-concept living, dining, and kitchen area warmed by a crackling wood-burning fireplace. A large slider opens to a private deck where you'll soak in sweeping mountain views and open sightlines that make every season feel magical. Practical touches elevate everyday living—an in-unit washer and dryer, a spacious entry-level mudroom perfect for stashing gear, and a smart layout with two bedrooms upstairs and two on the lower level. Whether you're hitting the slopes at Loon Mountain, exploring the Kancamagus Hwy, or simply breathing in the crisp White Mountains air, adventure is always at your doorstep. This fully furnished retreat comes lovingly maintained by the same family for over two decades, ready to welcome its next chapter of adventure seekers. Beyond world-class skiing, the surrounding White Mountains offer year-round excitement — mountain biking, breathtaking fall foliage, and endless summer attractions that keep every season vibrant. Whether you're searching for a weekend escape or a four-season basecamp, this walk-to-slopes townhouse checks every box. Opportunities this close to the action don't come along often.

Features

  • Parking: Parking Spaces 2,Paved
  • Heating: Direct Vent,Gas Heater,Hot Air,Wall Furnace
  • Cooling: Other
  • Amenities: Management Plan,Master Insurance,Landscaping,Common Acreage,Snow Removal
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Complex: Kernwood
  • Year Built: 1972
  • Approx Sq. Feet: 1,800
  • Est. Taxes: $4,734
  • Lot Desc: Landscaped,Mountain View,Recreational,River,Ski Area,Ski Trailside,Trail/Near Trail,View,Wooded,Mountain,Near Skiing,Valley
  • Elem. School: Lin-Wood Public School
  • Middle School: Lin-Wood Public School
  • High School: Lin-Wood Public HS
  • School District: Lincoln/Woodstock SAU #16
  • MLS#: 5077764
  • Website: https://www.raveis.com
    /prop/5077764/12kernwooddrive_lincoln_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/30/2026
Listing courtesy of Bel Casa Realty   Phone: 603-745-5011
Listing Agent: Steve Zalla

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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12 Kernwood Drive, #12, Lincoln, NH, 03251

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $395 $395 $395
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,110 $3,239 $4,277
Total Monthly Payment $3,596 $3,725 $4,763

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.