Price Improvement! Now is your chance. Move into this charming, fully updated home with a modern GE Cafe-style kitchen and luxurious bathroom where comfort meets contemporary style and there is nothing to do but move in! This home shows larger then the sq. ft. Walk into the entrance area where you can have a small office. The heart of the home offers an updated kitchen featuring sleek countertops, a pot filler, custom cabinetry, a farmhouse sink and white appliances with gold accents and stylish finishes. The large primary bedroom includes a walk-in closet currently being used as a nursery. After a long day, relax and unwind in your luxurious bathroom, complete with a soaking tub that offers a spa-like retreat right at home, along with a walk-in shower. This home features modern updates throughout including fresh paint, updated flooring, 6-year-old AC system and updated lighting giving the home a bright and inviting feel. This home also offers attic and basement storage areas. The basement features a spacious, open area that remains dry thanks to a French drainage system and provides access to the rear yard, offering endless possibilities for use. You will also find a beautiful, fenced-in backyard, perfect for barbecues and outdoor enjoyment. If you need parking there is an area where you can create one, but there is also plenty of street parking. Best of all, no flood insurance is required! This home is located in a community that still celebrates with parades and festivals and is in close proximity to schools, shops, the beach, restaurants, horseback riding, golf, the express bus to New York City, and the city bus to the #6 subway train. Taxes do not reflect the NYS STAR school tax exemption. Call us today to start living the City Island lifestyle!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$555,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $444,000 | $444,000 | $444,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $420 | $420 | $420 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,662 | $2,770 | $3,687 |
| Total Monthly Payment | $3,174 | $3,282 | $4,199 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.