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Welcome to Your Private Riverfront Retreat in Peace River Shores! Experience true Florida living with peaceful water views, wide-open skies, and the serenity of a riverfront lifestyle. The home is elevated above standard grade, providing added protection and peace of mind against flooding. Situated on an oversized lot, this charming 3-bedroom, 1. 5-bath home offers 1, 485 square feet of living space and an attached 2-car garage—perfectly blending comfort, privacy, and waterfront charm. The single-story home greets you with a bright, coastal-inspired exterior. A soft blue façade pairs beautifully with bold red doors and a matching garage, creating a warm, inviting first impression. A distinctive cupola crowns the roof, adding character, while a new roof installed in 2023 ensures peace of mind. A handicap ramp at the front door provides easy accessibility for all. Boating and nature enthusiasts will love the 175 feet of river frontage, complete with a new 6x13 pressure-treated wood dock, ideal for fishing, kayaking, or launching a boat. You have direct access through Lake Jim Long onto the Peace River, Charlotte Harbor, and the Gulf of Mexico—an exceptional opportunity for boating and water lovers. The property also features a 450 square foot insulated Quonset Hut with electric, A/C, LED lighting and workbench on cement floor, perfect for hobbies, projects, or extra storage. Additionally, the 32x22 oversized garage provides abundant space for vehicles, tools, and seasonal equipment, featuring a hurricane-code garage door, shutters, and LED lighting for added convenience and safety. A 28x14 parking pad offers room for your RV, boat, or additional cars. Inside, the open-concept layout is perfect for both everyday living and entertaining. The inviting kitchen overlooks the living and dining areas and features creamy beadboard-style cabinetry with glass-front display cabinets, stainless steel appliances, ample counter space, and a convenient breakfast bar. A large window over the sink fills the space with natural light, while tile and wood laminate flooring flow seamlessly throughout. French doors off the dining area open to a spacious screened-in lanai, extending your living space for year-round relaxation and entertaining. The primary bedroom offers two walk-in closets, while the adjacent bath features a walk-in shower and jetted soaking tub. One guest bedroom includes a new half bath, while the other is currently used as a hobby room or home office, providing flexible options for your lifestyle. The laundry area, located off the bathroom, includes a washer and dryer (2021) and utility sink. The home also boasts hurricane impact windows, shutters, and a 2019 A/C unit. Just minutes from the Peace River, this home also offers optional access to the Peace River Shores Community Association, including a private boat ramp, clubhouse, park, and picnic area—all for a one-time $250 membership fee and just $75 per year thereafter. Conveniently located near downtown Punta Gorda, restaurants, shopping, Fishermen's Village, Gilchrist Park, boating, community events, and entertainment, with I-75 and US-41 just a short drive away, this location combines tranquility with accessibility. Don’t miss your chance to own a piece of paradise in this quiet, close-knit riverfront community! **PLEASE ENJOY THE 3D INTERACTIVE VIRTUAL TOUR ASSOCIATED WITH THIS LISTING**
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $74 | $74 | $74 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,812 | $1,912 | $2,587 |
| Total Monthly Payment | $1,961 | $2,061 | $2,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.