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Built in 2018 and ideally located in the heart of James Island, this well-maintained home offers modern systems, a functional open layout, and everyday convenience just minutes from the beach and downtown Charleston. Surrounded by mature trees on a spacious lot, the home blends comfort, style, and accessibility in one of the area's most desirable locations. The open floor plan flows seamlessly for daily living and entertaining, featuring engineered hand-scraped birch flooring throughout the main level. The kitchen showcases clean white cabinetry, granite countertops that carry throughout the home, stainless steel appliances, a large center island, and a separate raised bar top that offers additional seating and serving space. The primary suite includes a walk-in closet and a private bath with double vanities, granite tops, and a walk-in shower. Secondary bedrooms offer walk-in closets, and ceramic tile finishes the bathrooms and laundry room. Wood stairs and oil-rubbed bronze fixtures add warmth and character. With roof, HVAC, plumbing, and electrical systems all installed in 2018, the home offers peace of mind and low-maintenance living. All kitchen appliances, including a newer refrigerator, will convey. The one-car garage, extended driveway, and backyard shed provide flexible storage or hobby space. You will be steps away from the planned passive park extension with walking trails and marsh water features, less than a mile to James Island County Park, approximately 15 minutes to Folly Beach, 10 minutes to Downtown Charleston and MUSC, and just minutes from shopping and daily essentials. Experience the benefit of no HOA or regime fees while still connecting to an active nearby community known for holiday events and food truck nights. Spend mornings at the beach, afternoons on the trails, and evenings enjoying everything that makes life in Charleston and the Lowcountry special.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $500,000 | $500,000 | $500,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,918 | $3,079 | $4,052 |
| Total Monthly Payment | $3,010 | $3,171 | $4,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.