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Welcome to 1349 N Oceanshore Blvd — a true Flagler Beach unicorn. Perfectly positioned on A1A with beautiful ocean views and direct beach access, this charming coastal cottage is far more than meets the eye. From the street, it presents as sweet and unassuming… but step inside and you’ll immediately feel the difference. Adding even more value, this property includes its own deeded private beach spot on the east side of A1A — the perfect place to set up loungers, watch the waves, and claim your personal ocean-view lifestyle. The room sizes are generous, the layout is inviting, and the home reflects years of thoughtful, loving care.
The main level features two spacious guest bedrooms and a full bath, along with a large living room that flows into a dining area just off the kitchen. The kitchen offers an island, stainless steel appliances, and excellent prep space for gathering and entertaining. Tile flooring runs throughout most of the home for easy coastal living. A covered front porch faces the ocean, creating the perfect setting for morning coffee and sunrise views, while the side yard offers a relaxed outdoor space ideal for casual meals or unwinding after a day at the beach.
And then… the surprise.
Walk-out lower levels are almost unheard of in Flagler Beach — yet this home has one. Downstairs, the primary suite becomes its own private retreat. The bedroom is oversized, and adjoining it is a substantial flex living area that functions beautifully as a TV room, sitting lounge, hobby space, or personal escape — a rare extension of the primary suite that makes this home live far larger than expected. The primary bath is generously sized with a separate soaking tub and shower, abundant natural light, and excellent storage. A large laundry area and additional closet space add everyday practicality.
From this lower-level living space, a door opens to something truly special — a completely private courtyard tucked below street level and fully fenced. Hidden from view and shielded from passersby, it feels like a secret garden retreat. Unique rock and wood accents and steps leading up to the circular driveway create character you simply won’t find elsewhere.
There is no garage, but the expansive circular driveway located behind A1A easily accommodates numerous vehicles. Built in 1981, exceptionally maintained, and never flooded, this home stands as solid as it is distinctive.
What appears quaint from the outside unfolds into a spacious, flexible, and incredibly rare beachside retreat. Meticulously updated, including impact windows, opportunities like this in Flagler Beach do not come along often.
This is more than a beach house — it’s a one-of-a-kind experience.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,822 | $719,822 | $719,822 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.223% |
| Monthly Tax Payment | $363 | $363 | $363 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,258 | $4,374 | $6,074 |
| Total Monthly Payment | $4,713 | $4,829 | $6,529 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.