233 TEMPLE CIRCLE W, Winter Haven, FL, 33880 | $199,999

Welcome to 233 Temple Cir W, a spacious manufactured home perfectly positioned on a private . 60-acre lot in the heart of Winter Haven, offering peaceful surroundings, room to breathe, and the freedom of no HOA restrictions. Set back from the road with no rear neighbors, this property provides a rare sense of privacy while still being conveniently close to everyday amenities. The home features two porches, both front and rear, creating ideal spaces to enjoy Florida’s year-round outdoor lifestyle, whether sipping morning coffee, entertaining guests, or relaxing in the evening breeze. Inside, you’ll find a generously sized 3-bedroom, 2-bathroom floor plan filled with potential. The home is ready for a new owner’s personal touch, making it an excellent opportunity for buyers seeking space, value, and the ability to customize a property to their own style. The expansive lot offers endless possibilities for gardening, outdoor living areas, additional storage, or recreational use, a rarity in today’s market. Located in Winter Haven, one of Central Florida’s fastest-growing communities, residents benefit from a city experiencing significant residential, commercial, and economic expansion. The area has seen steady population growth along with new housing, retail, and infrastructure investments, reinforcing its reputation as a city focused on long-term quality of life and opportunity. Winter Haven’s central location along the I-4 corridor places Tampa and Orlando within easy reach while maintaining a more relaxed pace and affordable lifestyle. The city is widely known for its scenic Chain of Lakes, vibrant downtown district, and family-friendly attractions, including LEGOLAND® Florida Resort, which continues to draw visitors and economic activity to the region. Outdoor enthusiasts enjoy boating, fishing, waterfront parks, and community events that contribute to the area’s welcoming atmosphere. Dining options nearby range from local favorites and downtown cafés to popular waterfront restaurants, while everyday conveniences are just minutes away. Higher education opportunities are easily accessible with Polk State College nearby, along with proximity to Southeastern University and Florida Southern College in neighboring Lakeland, adding educational and cultural depth to the region. Winter Haven’s continued investment in logistics, industry, and job creation, including major developments at the Central Florida Integrated Logistics Park, further strengthens the local economy and supports ongoing growth throughout Polk County.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 61 x 203
  • Laundry: Inside
  • Year Built: 1979
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,296
  • Acreage: 0.6
  • Lot Size: 61 x 203
  • Est. Taxes: $792
  • Appliances: Range, Refrigerator
  • MLS#: L4959813
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/L4959813/233templecirclew_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/27/2026 3:32:07 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 863-701-2350

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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233 TEMPLE CIRCLE W, Winter Haven, FL, 33880

$199,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,999 $159,999 $159,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $66 $66 $66
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $985 $1,010 $1,329
Total Monthly Payment $1,126 $1,151 $1,470

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.