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Welcome to 233 Temple Cir W, a spacious manufactured home perfectly positioned on a private . 60-acre lot in the heart of Winter Haven, offering peaceful surroundings, room to breathe, and the freedom of no HOA restrictions. Set back from the road with no rear neighbors, this property provides a rare sense of privacy while still being conveniently close to everyday amenities. The home features two porches, both front and rear, creating ideal spaces to enjoy Florida’s year-round outdoor lifestyle, whether sipping morning coffee, entertaining guests, or relaxing in the evening breeze. Inside, you’ll find a generously sized 3-bedroom, 2-bathroom floor plan filled with potential. The home is ready for a new owner’s personal touch, making it an excellent opportunity for buyers seeking space, value, and the ability to customize a property to their own style. The expansive lot offers endless possibilities for gardening, outdoor living areas, additional storage, or recreational use, a rarity in today’s market. Located in Winter Haven, one of Central Florida’s fastest-growing communities, residents benefit from a city experiencing significant residential, commercial, and economic expansion. The area has seen steady population growth along with new housing, retail, and infrastructure investments, reinforcing its reputation as a city focused on long-term quality of life and opportunity. Winter Haven’s central location along the I-4 corridor places Tampa and Orlando within easy reach while maintaining a more relaxed pace and affordable lifestyle. The city is widely known for its scenic Chain of Lakes, vibrant downtown district, and family-friendly attractions, including LEGOLAND® Florida Resort, which continues to draw visitors and economic activity to the region. Outdoor enthusiasts enjoy boating, fishing, waterfront parks, and community events that contribute to the area’s welcoming atmosphere. Dining options nearby range from local favorites and downtown cafés to popular waterfront restaurants, while everyday conveniences are just minutes away. Higher education opportunities are easily accessible with Polk State College nearby, along with proximity to Southeastern University and Florida Southern College in neighboring Lakeland, adding educational and cultural depth to the region. Winter Haven’s continued investment in logistics, industry, and job creation, including major developments at the Central Florida Integrated Logistics Park, further strengthens the local economy and supports ongoing growth throughout Polk County.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,999 | $159,999 | $159,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $66 | $66 | $66 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,010 | $1,329 |
| Total Monthly Payment | $1,126 | $1,151 | $1,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.