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Presented by
Cheryl Boyd |
ONLY ONE OF FOUR IN THE COMMUNITY WITH A LARGE SCREENED PORCH AS WELL AS A FLORIDA ROOM!!! Enjoy effortless Florida living in this charming two bedroom, two bath villa located in the highly desirable 55+ Springwood Villas community, where comfort, convenience and a relaxed lifestyle come together. The spacious eat-in kitchen offers plenty of room for everyday meals and casual gatherings, while the thoughtfully designed split bedroom floor plan provides privacy for both residents and guests. A bright and airy living and dining room combination is filled with natural light, creating a welcoming space for entertaining or simply enjoying the Florida sunshine. This home features both a Florida/Family room and a large screen enclosed porch, offering versatile indoor-outdoor living perfect for morning coffee, hosting friends, or unwinding in a peaceful setting year-round. A generous one car carport adds everyday convenience, while community amenities such as a pool and shuffleboard enhance the easy going lifestyle. Monthly condo fee also includes encrypted Spectrum Internet, Spectrum cable and gas for heating, cooking and hot water. Ideally located just minutes from shopping, dining, downtown St. Petersburg, and the stunning Gulf Beaches, this villa offers low-maintenance living in a great location where everything you need is close at hand. Come and see this villa today and make it yours tomorrow!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
Sales Associate
William Raveis Real Estate
Phone: 203.512.2952
Cheryl.Boyd@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $104,000 | $104,000 | $104,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $197 | $197 | $197 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $632 | $657 | $857 |
| Total Monthly Payment | $904 | $929 | $1,129 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.