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One or more photo(s) has been virtually staged. One of the most unique, SECLUDED, & versatile properties in Pinellas County, this PRIVATE ESTATE offers an exceptional combination of space, privacy, upgrades, & flexibility that is nearly impossible to find in one property. Situated on OVER 1/2 ACRE in desirable Palm Harbor, this 2, 795 sq. ft. home is tucked discreetly off Alt 19, creating a HIDDEN OASIS while remaining just moments from major thoroughfares, shopping, dining, & everyday conveniences. Setback for remarkable seclusion, the property offers a rare blend of accessibility & tranquility. RU ZONING & AMPLE PARKING. Property may also present an OUTSTANDING OPPORTUNITY for certain HOME-BASED OR PROFESSIONAL BUSINESS USES, subject to county approval. The setting provides privacy for clients while maintaining immediate access to Alt 19, creating a compelling option for entrepreneurs seeking a unique and adaptable environment.
The fenced grounds are professionally landscaped and enhanced with outdoor lighting, electricity outside, updated sprinkler system (2025), expansive green space, and shed complete with electricity. Enjoy Florida living at its finest with a custom, RESORT-LIKE 10' DEEP POOL beneath a massive, screened enclosure, plus a convenient 2-car carport & generous on-site parking capacity-a unique feature that adds to the property’s overall versatility.
Inside, the home features 4 spacious bedrooms, 3 full bathrooms, and multiple living areas designed for comfort & adaptability. The flowing layout includes a formal living room, a cozy family room with beautiful wood-burning fireplace just off the kitchen, and an oversized bonus room currently used as an office that could easily function as an in-law suite, large rec room, studio, addit'l living quarters, or expansive workspace. Primary suite is a true retreat with dual walk-in closets & a spacious bathroom featuring a separate makeup vanity, dual sinks, walk-in shower, jetted soaking tub, private water closet, & French doors leading directly to the screened lanai & pool. The primary suite also includes its own dedicated AC unit & water heater for added comfort & efficiency. All kitchen appliances are less than 5 yrs old. Sliders have hurricane film/tint.
MAJOR SYSTEM UPDATES provide peace of mind, including a brand-new roof (2025), new fence (2025), new luxury vinyl plank flooring (2024), updated sprinkler system (2025), new septic tank & drain field (2025), 2 AC units both less than 5 years old, and an Eaton Type 2 SPD whole-home surge protection system. Located in a non-evacuation and X-flood zone and having never flooded, this property offers rare security along with its exceptional flexibility. The home is also zoned for the highly regarded Ozona Elementary, Palm Harbor Middle, & Palm Harbor University High School (PHU), adding to its long-term value & appeal for buyers seeking access to some of Palm Harbor’s most sought-after public schools.
More than a traditional home — this is a PRIVATE COMPOUND offering lifestyle, space, top-tier school zoning, and potential that is extraordinarily difficult to replicate in today’s Palm Harbor market.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $290 | $290 | $290 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,349 | $3,489 | $4,606 |
| Total Monthly Payment | $3,731 | $3,871 | $4,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.