5076 NEPTUNE CIRCLE, Oxford, FL, 34484 | $262,500

Cozy Home in the Highly Sought-After Gated Community of Lakeside Landings. Enjoy a comfortable and easy Florida lifestyle in this well-maintained 3-bedroom, 2-bath home located in the highly desirable gated community of Lakeside Landings. With a functional layout and thoughtful updates, this home offers a cozy feel that’s perfect for everyday living or a seasonal retreat. One of the best locations in the area — just a 12-minute golf cart ride to Sumter Landing, 15+ minutes to Spanish Springs, and less than 10 minutes to everyday conveniences including grocery stores, medical, dental, Home Depot, Lowe’s, and the future Costco and Target. From the moment you arrive, the paver driveway, mature landscaping, and maintenance-free lawn create inviting curb appeal. Inside, the open-concept layout is designed for easy living, with NEW LUXURY VINYL PLANK FLOORING in the main living and dining areas, adding both style and durability. The kitchen features wood cabinetry, and a breakfast bar that flows naturally into the living and dining spaces, making it easy to stay connected whether you’re cooking or entertaining. The primary bedroom offers a comfortable retreat with an en-suite bathroom, including dual sinks on a single vanity, a walk-in shower, and a walk-in closet. The split-bedroom layout provides privacy for guests, with two additional bedrooms, a shared bath, and a convenient linen closet. Step outside to the lanai and enjoy your private backyard, with space to relax, entertain, or design your own outdoor living area. The 2-car garage offers room for your vehicles and golf cart, along with additional overhead storage for seasonal items. The HOA takes care of exterior pest treatment, lawn care, and irrigation (including water for the lawn), allowing you to enjoy a truly low-maintenance lifestyle. Lakeside Landings is a TRUE GATED COMMUNITY featuring impressive wrought iron gates and a wide range of amenities, including a RESORT-STYLE POOL, second pool, two in-ground Jacuzzis, clubhouse with library and billiards, FULL FITNESS CENTER, card room, putting greens, playground, basketball, tennis, and pickleball courts. Residents also enjoy access to Lake Miona for kayaking and enjoying the Florida sunshine. NO BOND.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2014
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,404
  • Acreage: 0.12
  • Est. Taxes: $1,574
  • HOA Fee: $570 Quarterly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: G5108745
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/G5108745/5076neptunecircle_oxford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/5/2026 1:04:55 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5076 NEPTUNE CIRCLE, Oxford, FL, 34484

$262,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $210,000 $210,000 $210,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.533% 5.794%
Monthly Tax Payment $131 $131 $131
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,242 $1,310 $1,716
Total Monthly Payment $1,448 $1,516 $1,922

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.