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Under contract-accepting backup offers. This stunning 3-tier (split-level) home offers 3 bedrooms, 3 bathrooms, and sits on an oversized ¼+ acre corner lot in beautiful Palm Harbor — with NO HOA. Located just 10 minutes from the baby blue waters of Tampa Bay, 18 minutes to Honeymoon Island, 20 minutes to Clearwater, and 25 minutes to Tampa, this property combines privacy, space, and convenience in an unbeatable location. The backyard is truly a private resort, featuring a sparkling pool with an infinity-style jacuzzi, a custom rock wall with water features and massage settings, and a fully screened two-level pool lanai and garden. Designed for entertaining, you’ll also find resort-style outdoor grilling stations and a fully paved private half-court basketball court that can easily be converted into a pickleball or multi-purpose court. Inside, soaring 16-foot cathedral ceilings and giant skylights flood the home with natural light, complementing the open-concept layout. The massive dining and den area spans approximately 1, 000 square feet, creating incredible flexibility for gatherings and everyday living. The home also features granite countertops, a working fireplace, and a bonus flex space off the primary suite that is ideal for an office, nursery, den, or hobby room. Storage is abundant, with approximately 1, 000 square feet on the first floor that could serve as a gym, man cave, workshop, or additional storage space, along with extensive under-home storage for bikes, holiday décor, and more. Major updates include a roof that is approximately 9 years old, and an AC system, pool pump, and sump pump that are all less than one year old. Additional highlights include a large oversized 2. 5-car garage and a fully fenced, oversized corner lot. This is a very special Palm Harbor home offering lifestyle, versatility, and resort-style living all in one.
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Our Executive Mortgage Banker:
Our Insurance Division:
$574,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $459,920 | $459,920 | $459,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.710% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,755 | $2,869 | $3,755 |
| Total Monthly Payment | $3,278 | $3,392 | $4,278 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.