107 W 131st Street, New York (New York (Manhattan)), NY, 10027 | $2,000,000

This meticulously maintained residence offers a spacious three-bedroom, 2. 5-bath triplex owner’s unit, thoughtfully designed across the upper floors. Soaring ceilings, gleaming hardwood floors, and oversized windows fill the home with natural light and warmth. The gourmet kitchen features stainless steel appliances and a center island, creating the perfect setting for both everyday living and entertaining. The top-floor primary suite serves as a private retreat, complete with an en-suite bath featuring a jacuzzi tub and separate shower. Conveniently located laundry on the top level adds to the home’s practical layout. The garden level one-bedroom apartment offers incredible versatility, ideal for guests, extended family, or rental income. With direct access to your private backyard, it provides a seamless indoor/outdoor lifestyle and the opportunity to customize the space to suit your needs. Perfectly positioned just steps from public transportation, including the 2, 3, A, B, and C subway lines, commuting throughout the city is effortless. Enjoy close proximity to Harlem’s vibrant cultural landmarks, renowned restaurants, charming cafés, and beautiful parks. Whether you are seeking a refined multi-family investment or a live-with-income opportunity, this exceptional townhome offers the perfect balance of comfort, convenience, and timeless charm in one of Harlem’s most desirable neighborhoods.

Features

  • Town: New York
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Duplex
  • Year Built: 1910
  • Heating: Hot Water
  • Cooling: None
  • Basement: Partial
  • Acreage: 0.04
  • Est. Taxes: $9,125
  • School District: New York
  • MLS#: 965541
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /eprop/965541/107w131ststreet_newyork_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams NY Realty   Phone: 914-437-6100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

107 W 131st Street, New York (New York (Manhattan)), NY, 10027

$2,000,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,600,000 $1,600,000 $1,600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $760 $760 $760
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,960 $9,722 $13,394
Total Monthly Payment $9,845 $10,607 $14,279

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.