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Presented by
Christine O'Grady |
Incredible opportunity calling all builders, developers, and end users — this is a 100% shovel-ready, single and separate building lot connected to 99 Central Ave, Port Jefferson Station, with your future curb cut on Canal Road and a new address to be assigned for a 2100 square-foot house not including garage. Building permits are expected within weeks, allowing you to avoid the hassle of navigating Brookhaven delays and lengthy approval timelines. The property includes stamped plans and full Board of Health approval, eliminating the red tape and positioning you to move directly into construction. Situated on approximately 8, 000 square feet in the Comsewogue School District, this lot is approved for a three-bedroom home with an additional first-floor office or optional bedroom, two full baths, one half bath, and a full basement with outside entrance. The only responsibility for the builder will be removal of the existing cottage, creating a streamlined, high-upside project where you can break ground quickly and capitalize on a rare ready-to-build opportunity. House is turned front door faces Kelsey
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,999
Sales Associate
William Raveis Real Estate
Phone: 203.994.5387
Christine.OGrady@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,999 | $199,999 | $199,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.520% | 5.880% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,183 | $1,248 | $1,647 |
| Total Monthly Payment | $1,258 | $1,323 | $1,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.