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Presented by
Eva Zaniewska |
302 COCKLE SHELL LOOP, Apollo Beach, FL, 33572 | $699,900
ULTIMATE PRIVACY & LUXURY POOL HOME on a rare half-acre corner lot in the elite "The Reserves" executive enclave of Harbour Isles. This sprawling Florida estate offers unmatched seclusion and scale, featuring a massive, professionally landscaped private backyard that feels like a personal park. The expansive open-concept floor plan radiates sophisticated elegance with soaring ceilings, high-end wood flooring, and custom designer window treatments. This versatile 4-bedroom plus office layout includes a grand bonus room and a stately home office with classic French doors, perfect for remote work. At the heart of the home is a gourmet chef’s kitchen featuring new quartz countertops, solid wood cabinetry, and premium stainless steel appliances. The primary suite sanctuary boasts a spa-inspired bath and private access to the screened-in pool and lanai. Spa-like living awaits, plus two additional, fully modernized bathrooms. No detail was spared in these complete upgrades, ensuring style and comfort in every corner of the home! French doors lead to refined Outdoor living with a custom summer kitchen station and western exposure for breathtaking Florida sunsets. Significantly upgraded for 2025 with a new water heater, custom landscape curbing, and a private irrigation well for maximum utility savings, this 3-car garage masterpiece is the pinnacle of luxury real estate near Tampa, St. Petersburg, and top-rated Gulf beaches. Enjoy resort-style amenities, low HOA, in this one-of-a-kind luxury listing.
Features
- Amenities: Fitness Center
- Rooms: 4
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 109.2 x 142
- Laundry: Laundry Room
- Year Built: 2013
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,924
- Acreage: 0.36
- Lot Size: 109.2 x 142
- Est. Taxes: $8,644
- HOA Fee: $100 Annually
- Pool: In Ground
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
- MLS#: A4684150
- Days on Market: 57 days
- Website: https://www.raveis.com
/prop/A4684150/302cockleshellloop_apollobeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Eva ZaniewskaLuxury Properties Specialist
203.499.8607
Eva.Zaniewska@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Gerry O'BrianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 223191
203.274.0501
Gerry.OBrian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
302 COCKLE SHELL LOOP, Apollo Beach, FL, 33572
$699,900
Eva Zaniewska
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.499.8607
Eva.Zaniewska@raveis.com
Gerry O'Brian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $720 | $720 | $720 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,268 | $3,402 | $4,538 |
| Total Monthly Payment | $4,080 | $4,214 | $5,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388