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994 Signet Dr, Apollo Beach, FL 33572 | 4 Bedrooms | 3. 5 Bathrooms | 3, 217 Sq Ft | Florenzo Floor Plan | Pool | Deep Canal | MiraBay
Located in Apollo Beach within the highly sought-after MiraBay community, this partially-furnished, turnkey, 4-bedroom, 3. 5-bath, 3, 217 sq ft Florenzo floor plan offers deep water canal frontage with direct access to Tampa Bay, ideal for large boats, with a dock easement already in place.
The backyard features unobstructed water views, a panoramic screen enclosure, and a custom gas-heated pool and spa with waterfalls and bubblers, designed for year-round outdoor living. Dolphins and manatees are frequently seen in the canal.
Inside, the home features a split floor plan with a private primary suite offering lanai access, dual vanities, a soaking tub, Roman shower, and a custom walk-in closet. A separate guest suite includes a full bath, while two additional bedrooms share access to a dedicated pool bath.
The main living areas feature consistent flooring throughout with no carpet, custom closet systems, and a 3-car garage with epoxy flooring.
The kitchen includes dual islands with prep space, quartz countertops, stainless steel appliances, double ovens, a prep sink, upgraded lighting, a walk-in pantry, and extensive seating and storage. Oversized sliding glass doors open to the lanai, creating seamless indoor-outdoor flow.
Recent updates include exterior paint completed in 2025, custom window treatments including plantation shutters and a motorized roller shade in the main living area, gutters added in 2025, and the home has been consistently maintained.
Outdoor features include a full outdoor kitchen under cover, shell lock pavers, expanded walkways to the seawall, tropical landscaping, and an extra-wide paver driveway.
MiraBay amenities include two heated pools, a 24-hour fitness center, café, tennis and pickleball courts, basketball courts, parks, walking trails, and access to a 135-acre lagoon with kayak and paddleboard use.
Convenient access to US-41 and I-75 with proximity to Tampa, St. Petersburg, Sarasota, and Gulf beaches.
Turnkey option available with acceptable offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,374,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,099,200 | $1,099,200 | $1,099,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,562 | $1,562 | $1,562 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,590 | $6,768 | $9,276 |
| Total Monthly Payment | $8,277 | $8,455 | $10,963 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.