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Perfectly positioned for the ultimate Lowcountry lifestyle, this charming home sits just minutes from the vibrant hub of Freshfields Village (under 10 minutes) and a scenic drive of less than 30 minutes to the timeless charm and excitement of historic downtown Charleston. Everyday conveniences and delights are right at your fingertips, with beloved local favorites including The Royal Tern, Lost Isle, Wild Olive, Blackbird Market, and Rosebank Farms; only moments away for effortless dining, shopping, and gathering. This is a rare and coveted opportunity to embrace sophisticated coastal living in one of the region's most prestigious golf course communities. Nestled along the stunning fairways of Oak Point, the property offers unparalleled views, privacy, and access to Kiawah River Estatespremier amenities: pool, tennis courts, clubhouse, crabbing/fishing dock, and convenient beach access at Beachwalker Park, while optional Governor's Club membership unlocks world-class Kiawah Island Resort facilities. Please note: At closing, the buyer is responsible for a one-time capital contribution fee of 0. 5% (one-half of one percent) of the sales price to the community.
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,713 | $3,868 | $5,063 |
| Total Monthly Payment | $3,805 | $3,960 | $5,155 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.