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Tucked away from it all at the end of a fresh water canal, sitting on the screened porch listening to birds sing, this could be your new Florida home. This is not simply a charming home, it's a lifestyle in old Florida. The property is in a cul de sac ensuring rare vehicle traffic, and has a huge oversized 2 car carport unique to this property. Enter the wrap around large screened porch where you may decide to stay and kick up your heels in this private oasis. Inside the home, you will love the open spacious floor plan with vaulted ceilings for its simplicity & entertaining. The Kitchen island is great for preparation, serving and eating. Plenty of kitchen storage with a built in pantry. Newly laid impact resistant luxury vinyl flooring in main living areas is very appealing. An additional den with wall to wall windows highlights your water views and soaks in the natural light great for lounging, exercise or an office. . . you decide. Seller is offering a 1 year home warranty for peace of mind. The gem of this property is the outdoor space, aluminum panel sea wall, boathouse with lift and boat deck. At the end of the canal you never have to worry about boat traffic, jump in your boat and head out into the Harris Chain of Lakes, the largest in Florida. Fishing competitions, recreational boating, water accessible entertainment including locally owned water front restaurants. Dock in downtown Tavares, Mount Dora, Eustis, Howey in the Hills or head to Silver Springs. Quaint town of Astatula is located between Clermont and Tavares with easy access to highways. Roof 2025, Heat pump AC 2021, Appliances 2022, 30 amp generator ext plug & brand new owned power pole. Do not delay this affordable waterfront well maintained property will not last!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $171,200 | $171,200 | $171,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.628% |
| Monthly Tax Payment | $138 | $138 | $138 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $986 | $1,040 | $1,388 |
| Total Monthly Payment | $1,199 | $1,253 | $1,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.