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This Beautiful townhouse offers exceptional style and comfort throughout. Featuring two spacious bedrooms plus a large loft area that can be used as a 3rd bedroom, this home also includes a detached one-car garage. Relax on the screened porch overlooking the 7th hole of Heritage Ridge Golf Course, or unwind in your private front courtyard patio -- the perfect spot for grilling and outdoor entertaining. The open kitchen showcases custom solid wood cabinetry with black appliances. Additional upgrades include a brand new roof, 2023 AC, refinished patio and garage floor, updated master bathroom, dual-tank water softener system, alarm system, plus much more. Beautiful plantation shutters, upgraded lighting fixtures, and ceiling fans enhance every room. The first floor features laminate flooring throughout the main living areas. Berber-style carpeting in the bedrooms, and a stunning custom-built cabinet in the living room. Upstairs, the upgraded bathroom includes a large soaking tub, an expanded separate shower, with custom tile work, and updated vanities with granite counters. The versatile loft area offers a built-in full-size Murphy bed with desk, providing ample guest space and an ideal home office setup. Georgetown offers low HOA dues that include basic cable and exterior maintenance, including roof replacement. Residents enjoy access to the Georgetown clubhouse and heated pool. The Heritage Ridge Master Association provides additional amenities, including another heated pool, hot tub, tennis courts, and pickleball courts. Golf memberships are available but not mandatory.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,912 | $319,912 | $319,912 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $414 | $414 | $414 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,842 | $2,048 | $2,657 |
| Total Monthly Payment | $2,331 | $2,537 | $3,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.