190 Fordham Street, #12, Bronx, NY, 10464 | $498,000

Experience City Island at its absolute best in this stunning duplex-level residence at the iconic Nautical Winds, a gated historic landmark building known for its character, privacy, and waterfront lifestyle. This 2 bedroom, 1. 1 bath home offers an exceptional layout with two expansive terraces, where sweeping panoramic water views set the tone for everyday living. Start your mornings watching the sunrise over the water with a cup of coffee in hand and end your evenings relaxing in the fresh salt-air breeze as the sky transforms into a vibrant sunset backdrop. Inside, dramatic 14-foot ceilings and oversized 10-foot windows flood the home with natural light while showcasing beautiful water views from nearly every angle. The duplex design creates a wonderful sense of space and separation between living and sleeping areas, making the home feel both grand and comfortable. You’ll also find abundant closet space and storage throughout, offering both style and functionality. The residence includes two dedicated parking spaces and the convenience of an in-unit washer and dryer hookup ready for installation. Perfectly located just steps from City Island’s beloved restaurants, marinas, beaches, and boutique shops, this home offers the charm of coastal living with the convenience of an easy commute to Manhattan. A rare opportunity to enjoy waterfront living in one of the Bronx’s most unique and charming communities.

Features

  • Parking: 2-car, Assigned
  • Heating: Baseboard, Natural Gas
  • Cooling: Wall/Window Unit(s)
  • Amenities: Elevator(s), Gated, Park
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Other, Washer Hookup
  • Year Built: 1897
  • Common Charge: $922 Monthly
  • Approx Sq. Feet: 1,630
  • Acreage: 0.1
  • Est. Taxes: $2,251
  • View: Bridge(s), City, Open, Water
  • Elem. School: Ps 175 City Island
  • Middle School: Ps 19 Judith K Weiss
  • High School: Collegiate Inst For Math & Sci
  • School District: Community District 11
  • Pet Policy: Cats OK, Dogs OK, No Restrictions
  • Appliances: Gas Oven, Gas Range, Microwave, Range
  • MLS#: 965581
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/965581/190fordhamstreet_bronx_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Pedro CalcanoSales Associate

781.588.2169

Pedro.Calcano@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

190 Fordham Street, #12, Bronx, NY, 10464

$498,000

Pedro Calcano

Sales Associate

William Raveis Real Estate

Phone: 781.588.2169

Pedro.Calcano@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $398,400 $398,400 $398,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $188 $188 $188
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,421 $2,516 $3,308
Total Monthly Payment $2,684 $2,779 $3,571

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.