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Charming craftsman cottage full of character and warmth, perfectly blending timeless details with thoughtful updates. From the inviting front porch and classic white picket fence to the original wood floors and cozy wood-burning fireplace, this home is rich with charm and curb appeal. Inside, you’ll find a comfortable living space highlighted by beautiful natural light and custom plantation shutters. The kitchen offers eat-in space for casual dining and features new countertops, along with a conveniently located laundry room just off the kitchen for added functionality. French doors open to a spacious deck overlooking the fully fenced backyard—ideal for entertaining, relaxing, or letting pets play. Both front and rear porches provide wonderful outdoor living options. The long driveway extends behind the home to a detached 2-car garage. One side is currently partitioned and used as a playroom with a window unit, but the space could easily serve as a workshop or be converted back to full two-car garage use. Additional upgrades include a new water heater, adding peace of mind for the next owner. With its desirable location, charming architectural style, and flexible spaces, this craftsman cottage is just waiting for your personal touches to make it truly shine. Located between U. S. 1 and Riverside Drive, you’ll have easy access to Downtown New Smyrna Beach (1. 8-miles), Edgewater Public Boat Ramp (¾-mile) and the beach (3. 75-miles).
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Our Executive Mortgage Banker:
Our Insurance Division:
$262,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $210,000 | $210,000 | $210,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.296% | 6.406% | 5.668% |
| Monthly Tax Payment | $48 | $48 | $48 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,226 | $1,293 | $1,702 |
| Total Monthly Payment | $1,349 | $1,416 | $1,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.