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Located in Beaufort's highly regarded Hermitage neighborhood, 131 Fuller Street is a custom Lowcountry residence built by Phifer Contracting and designed by Allison Ramsey Architects. Thoughtfully maintained and meaningfully upgraded, the home blends classic Lowcountry architecture with modern efficiency. The main level is warm and inviting, with engineered wood floors and an open, light-filled floor plan that connects the family room, dining area, and kitchen in a natural, livable flow. A distinctive scullery with built-in window seating in the utility room adds both charm and practical workspace. The first-floor primary suite offers convenience and privacy, complete with direct access to the screened porch, an ideal spot for morning coffee or quiet evenings overlooking the backyard. Upstairs, a relaxed sitting area anchors three additional bedrooms, providing separation and comfort for family or guests. Beyond its architectural appeal, the home has benefited from substantial recent improvements. Two new Carrier INFINITY® 24 Heat Pumps with Greenspeed® Intelligence (20 SEER), installed in December of 2024, provide high-efficiency, variable-speed climate control, with a transferable 2026 maintenance agreement that includes priority scheduling and service discounts. The screened porch has been completely rebuilt with new composite decking, door, and upgraded metal screening for superior durability and insect protection. Additional improvements include new gutters (2025), a newly installed beautiful paver walkway, bath upgrades, and an active transferable pest and termite bond through July 2026. What truly elevates this property is its flexibility and lifestyle appeal. The garage apartment offers exceptional optionality: guest accommodation, multigenerational living, a private office retreat, or potential rental income. Below, the oversized two-car garage with epoxy floors provides substantial workshop and storage space rarely found in similar in-town homes. The large, privacy-fenced backyard expands daily living outdoors. With ample green space, a firepit gathering area, and room for gardening, the setting invites everything from quiet evenings under the oaks to weekend entertaining. Equally compelling is the location. Just minutes from Historic Downtown Beaufort, residents enjoy effortless access to waterfront parks, dining, galleries, and the charm that defines the city. The nearby Spanish Moss Trail offers miles of scenic pathways for walking, running, and cycling, seamlessly connecting neighborhoods to nature. And with saltwater access close at hand, whether for boating, paddleboarding, fishing or simply enjoying coastal breezes, this home delivers the quintessential Lowcountry lifestyle: connected, active, and rooted in place. 131 Fuller Street is more than a well-built home with significant upgrades, it is an opportunity to live intentionally, comfortably, and close to everything that makes Beaufort exceptional.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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$798,000
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $638,400 | $638,400 | $638,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.520% | 5.783% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,776 | $3,983 | $5,213 |
| Total Monthly Payment | $3,868 | $4,075 | $5,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.