31 Hudson Street, Chester, NY, 10918 | $449,900

Set on nearly half an acre in the Village of Chester, this charming brick Cape Cod offers a rare combination of privacy and convenience, featuring a flexible four room layout and a fully finished lower level with full bath. Positioned well back from the road with a long private driveway and no homes directly across the street, the setting feels peaceful and tucked away while remaining minutes from Route 17, shopping, dining, local wineries and breweries, Legoland, and Woodbury Common Premium Outlets. A nearby commuter bus with service into New York City is just a short walk from the home. School bus pickup is conveniently located at the corner. Inside, thoughtful renovations have created a clean, modern feel throughout, including updated flooring with no carpeting. The home features two well-appointed bedrooms, including a primary bedroom with a walk-in closet and a second bedroom with built-in storage. Two fully renovated bathrooms and versatile bonus rooms offer flexibility for a home office, guest space, or den. The renovated kitchen anchors the main living space, while a one-year-old boiler provides added peace of mind. Storage is a standout feature, including an unfinished walk-up second floor, a two-car garage, and a separate exterior storage or workshop room ideal for hobbies or projects. With major updates complete, excellent privacy, and commuter-friendly access, this home offers comfort, flexibility, and long-term value in a highly desirable location. Some images included in the listing have been virtually staged to help showcase the intended use and true potential of spaces in the home.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Cape Cod
  • Year Built: 1947
  • Garage: 2-car
  • Heating: Baseboard, Electric, Oil, Steam
  • Cooling: None
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 1,998
  • Acreage: 0.57
  • Est. Taxes: $10,921
  • Elem. School: Chester Elementary School
  • Middle School: Chester Academy-Middle/High School
  • High School: Chester Academy-Middle/High School
  • School District: Chester
  • Appliances: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer
  • MLS#: 963657
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/963657/31hudsonstreet_chester_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of BHG Real Estate Green Team   Phone: 845-208-9928

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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516.739.7731

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

31 Hudson Street, Chester, NY, 10918

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.168% 5.561%
Monthly Tax Payment $910 $910 $910
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,072 $2,156 $2,893
Total Monthly Payment $3,057 $3,141 $3,878

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.