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Nestled along this picturesque North Shore of Long Island, this beautiful three -bedroom, two- bath ranch offers the perfect blend of comfort, convenience , and classic suburban charm. Located in a sought -after community of Stony Brook, the home sits among tree-lined streets and established neighborhoods known for peaceful residential character and strong sense of community. This thoughtfully designed ranch features an inviting , open, layout that makes everyday living effortless. The specious living room welcomes you with natural light pouring through oversize picture window , creating a warm and airy atmosphere. The adjoining dining area flows seamlessly into the kitchen, making it ideal for meals and entertaining guests. This home includes two-well proportioned bedrooms , each has ample closet space and versatility for easy living or guest accommodations. The primary bedroom features a private full bath while the second bathroom is conveniently located for visitors . Step outside to discover a generous backyard perfect for relaxing , gardening, or hosting summer gatherings Whether enjoying a quiet morning coffee on the patio or evening barbecue with friends , this outdoor space enhances the home's appeal as a peaceful retreat
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $1,389 | $1,389 | $1,389 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,738 | $4,893 |
| Total Monthly Payment | $5,070 | $5,219 | $6,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.